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How Do I File Bankruptcy From Overseas? – Allison

I got way over my head in debt (I know how is not important) but I am now unemployed. I have to stay at home to care for my small child. I am looking for a job but none of them will bring in enough to alleviate my situation. My debt is on credit cards and also I have student loans from years ago. I looked into Clear One Advantage to help me get out of the credit card debt but after reading (and re-reading) the settlement contract I just have a bad feeling about their process. Also, it just seems like they are ripping me off with huge fees. The point is to get out of debt, not continue it. Because of my situation I left the country. I am now considering filing for Bankruptcy as I just cannot figure out another solution. I have offered an amount to the collections company that my debt was sent to but they did not take it.

How do I file bankruptcy from overseas? My permanent address in the USA is in Texas. Also, is Clear One Advantage a solution (or a continuation of my problem).

Allison




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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

2 Comments

  • Yes, you can file bankruptcy from overseas. The law requires the case be filed in the district where you lived or had principal asset(s) or business for the majority of the 180-day period prior to filing. You will probably have to come back and attend the meeting of the creditors, which is nothing really. Do an internet search and find a bankruptcy attorney from the area you last lived and contact them.

  • Yes, you can file bankruptcy from overseas. The law requires the case be filed in the district where you lived or had principal asset(s) or business for the majority of the 180-day period prior to filing. You will probably have to come back and attend the meeting of the creditors, which is nothing really. Do an internet search and find a bankruptcy attorney from the area you last lived and contact them.

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