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Kaiser $10.5M Texting Settlement: Claim $75 by Feb 12

Quick Answer: Kaiser Permanente agreed to a $10.5 million settlement over allegations it kept sending marketing texts to people who opted out. If you received texts from Kaiser between January 2021 and August 2025 after texting “STOP,” you could receive up to $75 per message. The claim deadline is February 12, 2026.

These class-action settlements typically feel like more work than they’re worth, but I wanted to tell you about this one and you can decide what you want to do.

If Kaiser Permanente kept texting you after you told them to stop, this one’s worth a look. A $10.5 million settlement is on the table, and individual payouts could be meaningful—up to $75 for each qualifying text message you received.

What Kaiser Allegedly Did

According to the class action complaint, Kaiser Foundation Health Plan (doing business as Kaiser Permanente) sent marketing text messages to consumers who had already texted “STOP” or similar opt-out language. The lawsuit, filed by Jonathan Fried, alleges this violated both the federal Telephone Consumer Protection Act (TCPA) and Florida’s Telephone Solicitation Act.

Kaiser denies wrongdoing but agreed to settle to avoid the cost and uncertainty of trial.

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$10.5MTotal Settlement Fund
$75Per Qualifying Text
Feb 12Claim Deadline

Do You Qualify?

According to Top Class Actions, you may be eligible if:

  • You received more than one text message from Kaiser Permanente between January 21, 2021 and August 20, 2025
  • You had already opted out by replying “STOP” or similar language before receiving those messages
  • You are a U.S. resident (nationwide class)

There’s also a separate Florida class for residents who received texts at least 15 days after sending an opt-out reply.

Key Detail: The payment is up to $75 per qualifying text message, not a flat $75 total. If you received multiple texts after opting out, your claim could be worth significantly more. However, if total claims exceed the $10.5 million fund, payments will be reduced proportionally.

How to File Your Claim

You should have received a settlement notice with a unique ID and PIN. Here’s how to file:

  • Online: Visit KaiserTCPASettlement.com and enter your unique ID and PIN
  • By Mail: Download the claim form from the settlement website and mail it (postmarked by February 12, 2026) to: Kaiser TCPA and FTSA Settlement, P.O. Box 6049, Portland, OR 97228-6049
  • By Phone: Call the settlement administrator at 877-805-8877

Deadline Alert: Claims must be filed or postmarked by February 12, 2026. That’s less than two weeks away. If you qualify, don’t put this off.

Why I’m Telling You About This

Look, I know what you’re thinking. Class action settlements usually amount to a few dollars and a lot of hassle. But this one is different for two reasons:

First, $75 per text adds up fast. If Kaiser sent you five or ten texts after you opted out, that’s $375 to $750. When you’re dealing with debt, that’s real money—a utility bill, a car payment, or a chunk toward an overdue credit card.

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Second, filing takes a few minutes. You enter your ID and PIN on a website. That’s it. The math here is simple, and I’m a math guy.

Debt is math, not morality. And when someone owes you money, collecting it is just good math.— Steve Rhode

Case Details

For reference, here are the specifics of this settlement:

  • Case Name: Fried v. Kaiser Foundation Health Plan Inc.
  • Case No.: 2025-016220-CA-01
  • Court: Circuit Court of the Eleventh Judicial Circuit, Miami-Dade County, Florida
  • Preliminary Approval: October 1, 2025
  • Final Approval Hearing: January 28, 2026
  • Class Counsel: Shamis & Gentile P.A.; Edelsberg Law P.A.

Dealing With Debt? If a few hundred dollars from a settlement would make a real difference in your situation, that tells me you need a plan. Take the free Find Your Path quiz to get a personalized starting point based on your actual numbers.

Key Takeaways

  • Kaiser Permanente is paying $10.5 million to settle claims it sent texts to people who opted out
  • You could receive up to $75 per qualifying text message
  • Class period: January 21, 2021 through August 20, 2025
  • File at KaiserTCPASettlement.com with your unique ID and PIN
  • Deadline is February 12, 2026—file now

FAQ

How much money can I get from the Kaiser texting settlement?

You could receive up to $75 for each qualifying text message. The exact amount depends on how many valid claims are filed. If total claims exceed $10.5 million, payments are reduced proportionally.

When is the deadline to file a Kaiser settlement claim?

The claim deadline is February 12, 2026. Claims must be submitted online at KaiserTCPASettlement.com or mailed and postmarked by that date.

Do I need a lawyer to file a claim?

No. Filing a claim is free and can be done online in a few minutes. You need your unique ID and PIN from the settlement notice. If you didn’t receive a notice but believe you qualify, contact the settlement administrator at 877-805-8877.

When will settlement payments be sent?

According to the settlement terms, payments will be issued approximately 75 days after the court grants final approval. The final approval hearing was scheduled for January 28, 2026. Delays are possible if appeals are filed.

(Source: Top Class Actions | ClassAction.org)

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Steve Rhode The Get Out of Debt Guy | Consumer Debt Expert
Consumer debt expert & investigative writer. Personal bankruptcy survivor (1990). Washington Post award-winning author. Exposing debt scams since 1994.

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