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Trying To Get My Life Together at 39. – Amy

I’ve been married 18 years, happily. We have three children — a boy who has high functioning autism and is a senior in high school who won’t qualify for regular college, and doesn’t want to go, but we cannot get grants and loans for him to continue his education at his local art school, though I am doing work for them to offset his tuition.

I have bipolar disorder and have always had trouble keeping jobs. Also, it seems every time I go out and get a job, something happens like sick kids, etc.

I work as a writer from home, with irregular pay, making enough to scrape by mostly, with the help of food stamps, but not enough to make a dent in our debt or get ahead at all. We rely on the charity of others.

Husband has chronic fatigue and pain problem that has not fully been diagnosed, but he works remodeling houses maybe four months of the year.

Also, my husband’s license is suspended/barred so I am the only one driving to school, errands, his work, activities, etc.

I am a talented writer and am starting to get more work in for writing grants, business plans, etc. However, the irregular pay creates unacceptable shortfalls and we have no money for emergencies like fixing our car.

I feel working from home is the answer.

I accept that I am by and large the sole financial provider.

What can I do? The stress is causing me chest pain and hyperventilation episodes.


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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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