Reader Questions

How Do I Prevent My Ex-Debt From Impacting My Sweetheart? – Shana

I am a 25 year old, with over $10,000.00 in revolving account debt that I built with my ex boyfriend…when we split in December of 2008, anything that was in my name, I was left responsible for.

I have been a stay-at-home mom for the past 8 years, and just now have eased my way back into work. Long story short, my credit card accounts have been delinquant for more than 2 years, and I am seriously seeking any help on what I can do to clean up my credit and make a fresh start.

Even though the creditors have given up on calling me, I know that they haven’t forgotten, and these negative accounts severely effect my chances of credit in the future. I also plan on getting married within the next year or two, and want to ensure that my negative credit history doesn’t effect my sweetheart….what should I do? Bankruptcy? HELP!


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You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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