Well In October 2009 I had a contract with Legal Helpers Debt Resolutuon, they promise so many things to me. First I had to give them all the credit card companies I owed , our debt total about $40,000 and they told us they could reduce it by $22,000. I searched many companies and found that this was the best.
Also my husband and I had to set up a checking account in order to put $585.00 a month into it. Legal Hepers also took a $500.00 attorney fee after the second month, and each month after that $285.00 but left the rest in there. I collected over $2400 about 8 months later. The company promise they would contact all credit card companies that were involve and eventually the calls stopped for awhile.
But I also had credit card companies card me and tell me that I never intented to pay them back and that I was filing for bankruptcy, that never came into my thoughts. I was told not to talk with the credit card companies if they called me. Eventually I stopped talking to the, Then I realized that this company wasn’t reducing my debt or dealing with the companies, they just sent letters to the credit card companie telling them that they are to deal with them.
My question is this. I finally wrote legal helpers a letter saying I no longer want there services since they were not paying off my debt. They kept telling me that I didn’t have enough money saved in my account to do so.
But for example my wal-mart credit card was $800.00 and having $2400.00 save they didn’t pay that, so it has climbed higher. My question is this since I paid an attorney fee of $500.00 and never once used their attorney can I get my money back form this company for this fee. And since they took over $2400.00 in fees what about this money. Just wondering if there are also any lawsuits out there over this company. They are located in Irvine, Ca and I live in Florida
Since October 27, 2010 debt settlement companies are not allowed to take fees from you until they have earned them. The Federal Trade Commission passed new modifications to the telemarketing sales rule to attempt to protect consumers from issues resulting from paying in advanced for services never received.
Previously I wrote “How to Get Out of a Debt Relief Program and Get a Big Refund” and I suggest you follow that process closely in an attempt to get your money back. Pay attention to that part of the process that talks about telemarketing laws in Florida and follow that information as well to file a complaint.
At this point your best effort to recover your money is going to be with an organized and escalating campaign, first to the company and then to regulators.
If Legal Helpers Debt Resolution does not want to be reported to state and federal regulators they will refund your money promptly. Otherwise they are simply telling you to go report them because apparently they don’t care.