Over the past few years my wife and I have accumulated over $50,000 in debt. Job losses, attorney fees, medical bills have gotten us in this situation. While my wife has a very good job and we continue to pay all of our bills on time, we are only able to make the minimum payments and cannot seem to get ahead and are scraping by each month. We see no immediate money coming our way to get out of debt. What are our best options since we are not behind in any payments?
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