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My Debt is Suffocating Me and I’m Getting Harassed by Creditors. – Fabiola

I am 26 years old. I am a single mother to a 4 year old. I just obtained my Associates in medical assisting about a year ago. I work in a Cardiology office as a tech. I get paid biweekly. Just enough for the rent, food, car payment and fuel to get to work. I am suffocating in bills. Credit card, rent to own furniture, medical bills, car loan, school loans and recently found out I owe the IRS. All together I owe about $30-$35 thousands. I am constantly harassed by these debtors.

What can I do to stop getting harassed and pay off my debts?

Fabiola




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Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

4 Comments

  • Fabiola,
    It depends. You have a number of options. You may qualify for a Chapter 7 bankruptcy filing which could wipe away your medical debt and credit cards. A Chapter 13 filing may be more appropriate if your tax debts are less than 3 years old and your student loans are a major source of trouble in your monthly budget. You should contact a bankruptcy lawyer in your area and ask for a free consultation.

  • Fabiola,
    It depends. You have a number of options. You may qualify for a Chapter 7 bankruptcy filing which could wipe away your medical debt and credit cards. A Chapter 13 filing may be more appropriate if your tax debts are less than 3 years old and your student loans are a major source of trouble in your monthly budget. You should contact a bankruptcy lawyer in your area and ask for a free consultation.

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