Ask The Get Out of Debt Experts Debt Consolidation Loan

Where Can I Find the Lowest Fixed Rate Loan to Consolidate My Debt? – Joshua

“Dear Steve,

I have debt of 10 thousand in credit card debt and an 11 thousand auto loan. I am trying to pay these off and have maybe 5 thousand to put down on a new home.. I have a 70 k yr job and I currently have a mortgage which I plan to rent out. I am in need of a personal or consolodation loan of 25 thousand with the lowest fixed interest rate..can you give advise? Thank you


Dear Joshua,

I think the best place that really gives out fixed rate loans that are unsecured to payoff debt is

Your rate will of course be dependent on your credit but they do give out loans up to the limit you mentioned and people like me help to fund these loans at less than bank rate interest.

I have not found another source of such loans other than

If you do decide to go that route then come back here once you apply with your loan number, post it in the comments, and I’ll help to fund your loan.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

1 Comment

  • I work full time, and do extra jobs just to make it each month. We have credit card debt (our own fault) approxiamately 20,0000.00 with the economy inflation paying monthly bills-home, food, electric etc. has been a struggle. We have stopped paying 3 credit cards due to being short on money, we did contact them prior to stopping payments, and communicated with them. We just want to pay them off and have no means to. We have sold extra vehicles and other items and paid off one school loan and other credit cards. I am curious if we would still be eligble for a loan? My husband is disabled, I work full time-approximately 60,000.00 gross income. Health insurance is over 400.00 a month, house payment approximately 1100.00, electric bill is up to 260.00 a month, etc.. I can go on, but I honestly don’t think there is enought space.  Our credit score was around 730-750 before we stopped paying the 3 credit cards. Never missed payments before all this happened. Can you please send us in the right direction. I do not want to claim bankrupsy. Thanks

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