I have been struggling for 4 years after divorce, just to make ends meet. My student loans went into default when I was married to a man with money who said he was paying them and wasn’t. Now I have about $183 each month after rent and utilities, I receive food stamps, and I got a letter from a creditor who bought my loans, threatening to garnish my wages. This time of year I make only $800 per month, and my expenses are greater than that. I have very little in the bank.
Do they have a legal right to garnish my wages, even if that means I might be homeless because of it?
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