I am searching for the best solution for taking care of my credit card debt, which is around $16,000. I just spoke to someone with Legal Helpers Debt Resolution and I am not sure about this plan. And I have been reading the posts on your website regarding debt settlements and now I don’t think this is the way to go. My credit is fair but I am struggling. I feel sure I will not qualify for a loan due to my debt/income ratio.
What is your advice on how to handle this?
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