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Delray Credit Counseling – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

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READ  Let's Play "Do They Comply" With Delray Credit Counseling



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6 Comments

  • I was googling this company and when I read such aggressively defensive reviews I couldn’t help but reply after they cold call pitched my elderly mother on their “program” after she was denied for a loan. She made her first payment, which they called a “deposit”. Basically, in order to stay current with capital one and her Macy’s card on their plan she had to make a double payment for her first month.

    Answer me this, how will forcing someone who’s struggling financially to pay twice the amount their first month really help? SHE’S ON SSI. After two months on their program her creditors still didn’t accept their proposals and Delray credit still increased her payment twice.

    She finally got shaken up enough to call me, which she should have done in the first place anyway, and told me what’s going on. i called to cancel and get a refund of her money which is when I also found out that they were also charging her $39 a month in fees that she didn’t even know about.

    Then they try to tell me that they sent her second payment to the creditors and they’re keeping her “deposit” because she’s canceling early and that’s their fee for “educational material”. Only when I brought up the attorney General for Florida did they agree to send her money back.

    Oh and on top of it all, once I complained that I had to make her payments for her to catch up those accounts that they screwed up and it was tough for me because I have student loan payments of my own, they tried to pitch me on consolidation of those too! The nerve!

    Defend that Gulkin Gazzette and Ddd.
    (Yes I know their posts were made years ago but my experience only happened recently)

  • It’s funny how you run a ‘review’ site and bash the highly ranked companies as a way to draw traffic to YOUR OWN affiliate site.  Let’s face it..you’re not doing this for the good will of consumers.

    • I’m happy to address your comments but can you please give me the URL of a post that you feel was inaccurate or unfair?

      Did you have a comment to share about Delray Credit Counseling? You can leave a positive comment based on your experience. All feedback is welcome.

  • I’m sorry to say, but it seems you are a bit of a credit counseling cyber-bully… I am a local of Palm Beach County, and have had two relatives (by my recommendation) work with DCC to avoid having official charges pressed, going to court, and in one instance the possibility of property seizure.  
    Perhaps the graphics on the website need some updating, but that is certainly not a rational segue into the question of whether or not they are a reputable service provider. If you notice, when you asked your readers to vote on “Would You Recommend Delray Credit Counseling to Others?”, I was the sixth to vote ‘Yes’ comparative to the zero ‘No’s’ 
    That says it all.

    • Gulkin, not sure how you have come to the conclusion that this article is representative of cyber bullying. If you notice your positive comment was published. This article is asking for all feedback on this company. So if all of the feedback is positive, then that is good information for consumers to know and they can perhaps feel more comfortable doing business with them.

    • Im confused Gulkin….Delray Credit Counseling is a non profit DMP provider but the services you say they performed for you are those of a Debt Settlement Company.  Is Delray Credit Counseling doing Debt Settlement also?  

      Well, good for them for standing up to the banks and doing whats best for the consumer.  There aren’t too many DMP providers willing to walk away from fair share and risk DMP proposals being rejected all together.  One day the rest of the NOn profits will all grow a pair and do the same.  Then and only then can non profits truly act in the best interest of the consumer.

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