Quick Answer: MV Realty (MV Realty PBC, LLC) is a for-profit real estate company. The company filed for Chapter 11 bankruptcy in September 2023 and has faced lawsuits from attorneys general in seven or more states for allegedly deceptive contracts. If you signed a Homeowner Benefit Agreement with MV Realty, here’s how to check the current status of your contract and what remedies may be available to you.
Before You Read This: I want to be upfront about what this page is and isn’t. I’m not rendering a legal verdict on MV Realty. This is a research guide — I’m showing you where to look so you can reach your own conclusions based on current information.
If you find something in the public record that concerns you, post it in the comments below. If you’re evaluating their Homeowner Benefit Agreement, use my free Contract Decoder tool.
If you represent MV Realty and something here is inaccurate, contact me and I’ll review it promptly.
If you have inside information you feel you need to share with me privately: don’t. Whatever you want to share should be posted in the comments — by you, with your name attached.
The most valuable thing on this page may not be what I’ve written — it’s the comments section below. People who signed MV Realty’s contracts share their experiences there. If you were a client, I’d especially like to hear what happened.
Who Is MV Realty?
An educated consumer is our best customer.— Sy Syms
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MV Realty PBC, LLC is a for-profit real estate company headquartered in Delray Beach, Florida. I’m using the past tense carefully here — the company filed for Chapter 11 bankruptcy in September 2023 and its real estate license is currently listed as suspended or inactive in Florida. Multiple state attorneys general have taken legal action alleging that the company’s “Homeowner Benefit Program” — which paid homeowners an upfront cash payment in exchange for a 40-year exclusive right-to-list agreement recorded as a lien against the property — was deceptive.
If you signed one of these agreements, the current legal status of your contract depends on your state. I’ll show you exactly where to check.
If there is a lien on your property from MV Realty: Do not assume it is still enforceable. Multiple state courts have ordered liens terminated. Check your state attorney general’s website and the court records for your state before making any real estate decisions based on that lien.
Step 1: Check the BBB and Business Status
The Better Business Bureau profile for MV Realty shows an F rating and is not BBB accredited. The BBB conducted its own investigation in 2022 and found a pattern of complaints from consumers about the Homeowner Benefit Program contracts.
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Check MV Realty’s BBB profile →
When reviewing the BBB complaints, note:
- What specific problems clients reported — undisclosed terms, liens filed without full understanding, 40-year contract duration
- Whether the company responded before going into bankruptcy
- Whether your state has a specific pattern of complaints on file
A Note on BBB Grades: A high BBB grade doesn’t necessarily mean a company is right for you. For a company under this level of regulatory scrutiny, read the actual complaint text and the state AG actions — that’s the useful information. See my full guide to what BBB letter grades actually mean →
Step 2: Check Consumer Complaints with the CFPB
The CFPB has its own MV Realty file. Search their complaint database directly:
Search MV Realty’s CFPB complaint history →
Additionally, the CFPB issued a civil investigative demand against MV Realty — check their MV Realty enforcement investigatory authority page for updates.
Step 3: Review Consumer and Court Records
Because MV Realty filed for federal bankruptcy protection, its court records are publicly available. And because multiple state AGs filed suit, those state court records are also accessible.
- CourtListener — free federal court records search: Searches over 1.3 billion federal court documents at no cost. Start here. See my guide to using CourtListener.
- Your state AG’s website: Search “[your state] attorney general MV Realty” — many states have dedicated pages for MV Realty clients, including instructions for having your contract terminated.
Step 4: Check Their Legal and Enforcement History
The enforcement actions against MV Realty are extensive and public. Here’s a guide to the primary sources:
- Florida AG: The Florida Attorney General’s Office secured a court order prohibiting MV Realty from enforcing liens or encumbrances on homes. Read the Florida AG press release →
- Georgia AG: A court order terminated all contracts between MV Realty and approximately 3,300 Georgia homeowners in September 2025. Read the Georgia AG press release →
- Other state AGs: New Jersey, North Carolina, Pennsylvania, Ohio, and Massachusetts have all taken similar action. Search “[your state] attorney general MV Realty” for the most current status in your state.
- CFPB Investigatory Authority: The CFPB’s MV Realty PBC page tracks federal regulatory activity.
The Homeowner Benefit Agreement: MV Realty’s product paid homeowners a small upfront amount — typically a few hundred dollars — in exchange for a 40-year exclusive right-to-list agreement that was recorded as a lien or memorandum against the property. Multiple attorneys general alleged consumers did not fully understand they were signing away their right to choose their own real estate agent for 40 years — a commitment that transfers with the property and affects future owners.
Step 5: What to Do If You Signed an MV Realty Agreement
If you have an MV Realty contract: Run it through my free Contract Decoder tool to understand exactly what you agreed to. Understanding the contract terms matters for any remedy you might seek.
If you signed a Homeowner Benefit Agreement with MV Realty, here’s what I’d work through:
- Check your state attorney general’s website for any orders that may have already terminated your contract
- Search CourtListener for your state’s MV Realty court cases — many have resulted in contract termination orders
- Contact a real estate attorney in your state to understand your current rights
- File a complaint with your state AG if you haven’t already — this strengthens any ongoing enforcement action
- Check your property records to see if a lien or memorandum has been recorded against your home
No Article Replaces an Attorney Licensed in Your State: What I’ve covered here is educational and cannot account for the specifics of your state’s legal status or your individual contract. A real estate attorney in your state can tell you definitively whether the contract is enforceable against you.
Resources for finding legal help:
- Your state attorney general’s office — Many have dedicated MV Realty assistance programs for affected homeowners
- LawHelp.org — Free and reduced-cost legal aid organized by state and issue
- HelpIsHere.org — Legal help for seniors and those with disabilities
Key Takeaways
- MV Realty filed for Chapter 11 bankruptcy in September 2023 and its Florida real estate license is inactive
- Seven or more state attorneys general have taken legal action against MV Realty over the Homeowner Benefit Program
- Georgia and Florida courts have already ordered liens terminated for thousands of homeowners
- Check your state AG’s website and CourtListener to determine the current legal status in your state
- If you signed an agreement, a real estate attorney in your state is the right resource for definitive guidance
- The comments section below contains real experiences from people who signed MV Realty agreements — read them
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Frequently Asked Questions
Is MV Realty still in business?
MV Realty filed for Chapter 11 bankruptcy in September 2023. Its Florida real estate license is currently listed as inactive or suspended. Whether the company is still operating in any capacity depends on the status of the bankruptcy proceedings — check the CourtListener docket for current status.
How do I get out of my MV Realty contract?
That depends on your state. Multiple state attorneys general have secured court orders terminating MV Realty contracts for homeowners. Check your state’s attorney general website and search for MV Realty — many states have published specific guidance and resources for affected homeowners. A real estate attorney in your state can tell you definitively what your options are.
Is the lien MV Realty recorded against my property enforceable?
In many states, courts have already ruled that these liens are not enforceable. But enforcement varies by state and by the specific terms of your agreement. Check your state attorney general’s site and consult a local real estate attorney for a definitive answer specific to your property and state.
How do I file a complaint about MV Realty?
File with your state attorney general’s office — many have active investigations or enforcement actions underway. You can also file with the CFPB at consumerfinance.gov/complaint.
Did MV Realty deceive homeowners?
Multiple state attorneys general have alleged in official court filings that MV Realty made misrepresentations to homeowners about the Homeowner Benefit Program. Those are allegations in legal proceedings — read the actual filings via CourtListener or your state AG’s website and draw your own conclusions from the primary sources.
Share Your Experience with MV Realty
If you signed an MV Realty Homeowner Benefit Agreement — or looked into one and decided not to — I’d encourage you to share your experience in the comments. Particularly if you’ve been through the process of getting your contract terminated, your perspective helps others who are still trying to navigate this situation.
To share your experience: Scroll to the bottom of this page — the comments box is there.
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