Quick answer: Sprouts Farmers Market agreed to a $5 million settlement over claims it violated federal law by printing too much credit and debit card information on customer receipts. If you used a credit, debit, or EBT card at Sprouts between August 16, 2020, and October 31, 2022 (debit/credit) or March 15, 2021, through April 15, 2023 (EBT), you may be eligible to file a claim. The deadline to submit is August 5, 2026. File at settleinfo.com.
I’ve been a consumer advocate since 1994, and before that I filed personal bankruptcy in 1990. I ran Myvesta, one of the largest nonprofit credit counseling organizations in the world. I’ve spent decades watching the financial industry cut corners on consumer protections — and FACTA receipt violations are a perfect example of a quiet, preventable risk that retailers too often ignored. Sprouts customers tend to be budget-conscious people already working hard to manage their money. A receipt sitting on a table or tossed in a trash can shouldn’t hand a thief the tools to compromise your card.
The law doesn’t require you to prove your card was actually compromised. You just have to show you were a Sprouts customer who got a receipt that printed too much. That’s the point of FACTA — it’s a preventive law, not a damage-repair law.
What FACTA Requires — and What Sprouts Allegedly Did Wrong
Congress passed the Fair and Accurate Credit Transactions Act — FACTA — in 2003, and one of its most practical consumer protections is the receipt truncation rule: when a business prints a receipt after a credit or debit card transaction, it can only show the last five digits of the card number. The expiration date cannot appear at all.
That’s not a suggestion. It’s a federal requirement. The logic is simple: if someone gets hold of your receipt — whether they steal it from your table, dig it out of a trash can, or grab it when you leave the checkout counter — they should not be able to read enough card data to cause you harm.
The lawsuit against Sprouts alleges the company printed more than the last five digits of card numbers on customer receipts — giving anyone who found one of those receipts more of the puzzle than they should ever have had.
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What FACTA’s receipt rule actually protects against: Your card number alone isn’t enough to commit most types of fraud. But each additional piece — an expiration date, more digits, a name — reduces the work a thief has to do. A printed expiration date combined with a partial card number is significantly more dangerous than either one alone. FACTA strips away those extra pieces at the point of sale.
The $5 Million Settlement — What It Means for You
Sprouts has agreed to pay approximately $5 million to resolve this class action. That money is split among class members who file valid claims, with attorneys’ fees and administrative costs paid separately. Sprouts denies any wrongdoing — that’s standard in these settlements — but chose to resolve the case rather than litigate it.
Who Is Eligible to File a Claim
Credit or debit card customers: You used a personal credit or debit card at any Sprouts Farmers Market location in the United States between August 16, 2020, and October 31, 2022, and received a receipt showing more than the last five digits of your card number.
EBT card customers: You used an EBT card at any Sprouts Farmers Market location between March 15, 2021, and April 15, 2023, and received a receipt showing more than the last five digits of your card number.
You do not need to prove that your card was actually used fraudulently. FACTA is a statutory violation — the claim is based on Sprouts printing non-compliant receipts, not on any actual harm that resulted from it. That’s an important distinction, and it’s why these settlements are accessible to ordinary customers who may never have noticed anything wrong.
How to File Your Claim
The official settlement administrator is Atticus Administration, and the settlement website is settleinfo.com. There are two paths:
- Short-form claim (if you received a notice with a Claim ID): Log in at settleinfo.com using your Claim ID and submit the short form.
- Long-form claim (if you did not receive a notice): Complete the long-form claim form and include a copy of a Sprouts receipt showing more than five card digits, or a credit/debit/EBT card statement showing a qualifying Sprouts transaction during the class period.
Critical deadlines:
- April 7, 2026: Last day to object to the settlement or request exclusion
- August 5, 2026: Claim submission deadline (11:59 p.m. ET)
- November 19, 2026: Final approval hearing
What to Do If You Don’t Have a Receipt
Most people don’t save grocery receipts for years. That’s expected. The settlement allows claimants who don’t have an original receipt to submit a credit, debit, or EBT card statement showing a transaction at a Sprouts location during the class period.
- Check your credit card online portal for Sprouts transactions between August 2020 and October 2022
- Check your debit card or bank account statements for the same period
- Check EBT account records for transactions between March 2021 and April 2023
- Download or screenshot the statement showing the Sprouts transaction
- Submit the long-form claim at settleinfo.com with that documentation
Why Receipt Privacy Laws Matter
FACTA’s receipt rule was enacted specifically because printed receipts are easy to lose, steal, or read over someone’s shoulder. Your card number, even a partial one, combined with an expiration date is information you never consented to broadcast. A company that processes millions of transactions per year has every tool and resource needed to comply with this law.
Why the “no harm required” standard makes sense: Some people ask whether these lawsuits are legitimate if nobody actually suffered identity theft. I think that gets it backwards. FACTA’s statutory damages exist precisely because waiting for harm to occur would mean waiting until someone’s already been victimized. The law creates an incentive to comply before the harm happens — not after. That’s good consumer protection design.
Key Takeaway
FACTA exists to protect your financial information at the point of sale. Sprouts Farmers Market’s alleged failure to truncate card numbers on receipts gave bad actors an unnecessary opening. The $5 million settlement is your opportunity to recover something from that breach of a federal obligation. You don’t need to prove fraud happened to you — just that you shopped at Sprouts with a card during the class period. File at settleinfo.com by August 5, 2026.
FAQ
What is FACTA and why does it apply to grocery receipts?
FACTA — the Fair and Accurate Credit Transactions Act — is a federal law that requires businesses to truncate credit and debit card numbers on printed receipts. Only the last five digits of the card number may appear, and the expiration date must not appear at all. The rule applies to any business that accepts credit or debit cards and uses an electronically printed receipt — which includes grocery chains like Sprouts. The purpose is to prevent receipt-based identity theft: a thief who grabs your receipt shouldn’t walk away with enough card data to do damage.
How much will I get from the Sprouts settlement?
The settlement fund is approximately $5 million. How much each individual claimant receives depends on how many valid claims are filed and how attorneys’ fees and administrative costs are allocated. Settlement payouts in FACTA cases like this typically range from a few dollars to a few dozen dollars per claimant. Filing a claim costs you nothing and takes a few minutes.
Do I need to prove my card was used fraudulently to qualify?
No. FACTA allows for statutory damages even without proof of actual harm. The violation is printing a non-compliant receipt — not any fraud that resulted from it. You qualify if you used a credit, debit, or EBT card at Sprouts during the class period and received a receipt showing more than the last five digits of your card number.
What if I can’t find my old Sprouts receipts?
You don’t need the original receipt. You can submit a copy of a bank statement, credit card statement, or EBT account record showing a transaction at a Sprouts location during the class period. Log into your online banking or card account and pull transaction history for the relevant dates. A statement showing the Sprouts charge is sufficient documentation for the long-form claim at settleinfo.com.
What happens if I do nothing?
If you do nothing and the settlement receives final court approval, you will be bound by the settlement terms and release your claims against Sprouts — meaning you give up any right to sue over this issue separately — but you will receive no money. If you want to be excluded from the settlement entirely, you must submit an exclusion request by April 7, 2026. Most people are better served simply filing a claim before the August 5, 2026 deadline.
Bottom Line
If you shopped at Sprouts Farmers Market with a credit card, debit card, or EBT card during the class period, you have a straightforward path to a settlement payment. The claim is free to file, you don’t need to prove any actual harm, and the deadline is August 5, 2026. Go to settleinfo.com now and file before you forget.
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