Quick Answer: Kohn Law Firm S.C. is a for-profit debt collection law firm. If they’re contacting you or you’ve been served with a lawsuit, I’d encourage you to check their complaint history with the CFPB, review their BBB profile, and check their legal and enforcement history. Here’s how to do each of those — and what to do if you’ve been sued.
Before You Read This: I want to be upfront about what this page is and isn’t. I’m not an attorney, and I’m not rendering a verdict on Kohn Law Firm. This is a research guide — I’m showing you where to look so you can reach your own conclusions based on current information.
If you find something in the public record that concerns you, post it in the comments below. If you’re evaluating a payment agreement they’ve sent you, use my free Contract Decoder tool.
If you represent Kohn Law Firm and something here is inaccurate, contact me and I’ll review it promptly.
If you have inside information you feel you need to share with me privately: don’t. Whatever you want to share should be posted in the comments — by you, with your name attached. I’m not willing to be anyone’s conduit for information they won’t stand behind themselves.
The most valuable thing on this page may not be what I’ve written — it’s the comments section below. People who’ve actually dealt with Kohn Law Firm share their experiences there. I’d encourage you to read them and add your own.
Who Is Kohn Law Firm?
An educated consumer is our best customer.— Sy Syms
New here? My Ultimate Consumer Guide to Checking Out a Debt Relief Company walks through how to vet any debt relief company before you sign anything.
Kohn Law Firm S.C. is a for-profit law firm that collects debts on behalf of creditors. Rather than repeat what they say about themselves here, I’d encourage you to read their own website and state bar filings — that way you’re seeing it directly from primary sources, not filtered through me.
What matters most to you right now is understanding what they can and can’t do, and what your rights are when a debt collection law firm contacts you.
Step 1: Check Their Credentials and Licensing
A debt collection law firm is different from a regular debt collector — they’re licensed attorneys who can file lawsuits. Here’s what to verify:
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- State Bar Standing: Verify that the attorneys at the firm are in good standing with the State Bar of Wisconsin. An active, good-standing license means they haven’t been disciplined or suspended.
- BBB Profile: Check their Better Business Bureau profile — look at the complaint history and how they responded to consumer issues.
- FDCPA Compliance: As a debt collector, Kohn Law Firm is subject to the Fair Debt Collection Practices Act. This means they must follow strict rules about when they can contact you, what they can say, and how they can pursue collection — even though they’re attorneys.
A Note on BBB Grades: A high BBB grade doesn’t necessarily mean a company is right for you — it means they respond to complaints filed through the BBB. Read the actual complaint text and the company’s responses. That’s the useful part. See my full guide to what BBB letter grades actually mean →
Step 2: Check Consumer Complaints
The Consumer Financial Protection Bureau maintains a public database of complaints filed against financial companies — including debt collection law firms. You can search for Kohn Law Firm directly:
Search Kohn Law Firm’s complaint history in the CFPB database →
When you’re reading complaints against a debt collection law firm, look for:
- Whether complaints involve attempts to collect debts the consumer says they don’t owe
- How the firm responded — did they investigate disputes or dismiss them?
- Whether the same issue appears repeatedly — a pattern matters more than a single complaint
- Complaints about communication practices — calling at improper times, contacting third parties, or threatening language
Step 3: Check Their Legal and Enforcement History
Debt collection law firms are subject to enforcement actions from federal and state regulators. Here’s where to look:
- CFPB Enforcement Actions: Search the CFPB’s enforcement action database for the firm’s name
- FTC Actions: The FTC publishes all enforcement cases — search for the firm or its attorneys
- State Attorney General: Search “Kohn Law Firm attorney general” or “Kohn Law Firm settlement” — many enforcement actions happen at the state level
- Federal Court Records: CourtListener searches 1.3 billion federal court documents for free — no registration required. For the official PACER system with complete case filings, see my guide to using PACER.gov.
Context Matters: A debt collection firm that has faced enforcement action isn’t automatically disqualified — what matters is what the action was for, whether they resolved it, and whether the behavior continued. A firm that’s never faced any scrutiny in a highly regulated industry may just not have been looked at yet.
Step 4: What to Do If You’ve Been Sued by Kohn Law Firm
If you’ve received a summons and complaint from Kohn Law Firm, don’t panic — but don’t ignore it either. Here’s what I recommend:
Do NOT ignore a lawsuit. If you don’t respond within the deadline (usually 20-30 days depending on your state), the court will enter a default judgment against you. That gives the collector the power to garnish your wages, freeze your bank accounts, and put liens on your property. Responding preserves your rights — even if you owe the debt.
- Verify the debt is yours: You have the right to request debt validation. Use my free Debt Validation Letter Generator to demand proof they have the right to collect and that the amount is accurate.
- Check the statute of limitations: Every state has a time limit on how long a creditor can sue you for a debt. If the statute of limitations has expired, you may have a complete defense. An attorney can help you determine this.
- Consider your response options: You can answer the lawsuit yourself, hire a consumer rights attorney, or explore whether bankruptcy makes sense in your situation — filing for bankruptcy triggers an automatic stay that stops all collection activity, including lawsuits.
- Look into legal aid: If you can’t afford an attorney, contact your local legal aid society. Many offer free help with debt collection lawsuits.
Run Their Contract Through the Decoder: If Kohn Law Firm has sent you a payment agreement or settlement offer, paste it into the free Contract Decoder before you sign anything. It’ll break down what you’re actually agreeing to in plain English.
Free Tool — Statute of Limitations Checker: Dealing with old debt? The free Statute of Limitations Checker tells you if the collection clock has expired in your state — including the zombie debt and clock-restarting traps collectors use. Check My Status →
Step 5: Know Your Rights Under the FDCPA
The Fair Debt Collection Practices Act applies to debt collection law firms just like any other collector. Here are rights you should know about:
- They cannot call you before 8 AM or after 9 PM in your time zone
- They cannot contact you at work if you tell them your employer doesn’t allow it
- They cannot use abusive, threatening, or harassing language
- They cannot discuss your debt with your family, friends, or coworkers
- They must stop contacting you if you send a written cease-and-desist letter (though this doesn’t make the debt go away, and they can still sue)
- If they violate the FDCPA, you may be entitled to damages — up to $1,000 per violation plus attorney’s fees
Being Sued Is Not the End: I know getting served with a lawsuit feels terrifying. But here’s the reality — it’s a legal process, not a life sentence. You have options, you have rights, and in many cases, the math may actually favor you. Run your numbers through the Find Your Path tool to see what makes sense for your situation.
Key Takeaways
- Verify the firm’s attorneys are in good standing with the State Bar of Wisconsin
- Read CFPB complaints for patterns — especially repeated issues with the same practices
- Check enforcement history through CFPB, FTC, and CourtListener
- If you’ve been sued, respond within the deadline — never ignore a summons
- You have the right to request debt validation and check the statute of limitations
- The FDCPA protects you even when the collector is a law firm
- The comments section below contains real experiences — read them and share yours
Want the full research playbook? My Ultimate Consumer Guide to Checking Out a Debt Relief Company covers every tool and source in this guide — plus detailed walkthroughs for reading BBB profiles, spotting Trustpilot red flags, and searching federal court records on CourtListener.
Frequently Asked Questions
Is Kohn Law Firm a scam?
Kohn Law Firm is a licensed law firm — not a scam operation. But “legitimate” and “right” are different things. They collect debts on behalf of creditors, and like any collector, they’re required to follow the FDCPA. Check their complaint history and enforcement record using the links above, then decide for yourself.
Can Kohn Law Firm sue me?
Yes. As a law firm, they can file lawsuits on behalf of creditors to collect debts. If you’ve been served, you must respond within the court’s deadline or risk a default judgment. See Step 4 above for what to do.
How do I file a complaint against Kohn Law Firm?
You can file a complaint directly with the CFPB at consumerfinance.gov/complaint. You can also file with the State Bar of Wisconsin if you believe an attorney violated professional conduct rules, your state attorney general’s office, and the BBB. Filing with the CFPB creates a public record and triggers a required company response.
What types of debt does Kohn Law Firm collect?
Rather than state specifics that may change, I’d encourage you to check their website and the complaint narratives in the CFPB database — the complaint narratives often describe the types of debts involved.
Should I negotiate with Kohn Law Firm or hire an attorney?
That depends on your situation. If you’ve been sued, talking to a consumer rights attorney before responding is worth it — many offer free consultations. If the debt is large or you’re facing garnishment, run your numbers through my Find Your Path tool. In some cases, bankruptcy may be the most effective response — it stops the lawsuit immediately and can discharge the underlying debt.
Does Kohn Law Firm report to credit bureaus?
Debt collection law firms may or may not report to credit bureaus — practices vary. What I can tell you is that a judgment against you from a lawsuit will affect your ability to borrow, and wage garnishment will affect your take-home pay. Focus on responding to the lawsuit and understanding your options rather than worrying about the credit score impact alone.
Free Tool — Wage Garnishment Calculator: Worried about your paycheck being seized? The free Wage Garnishment Calculator shows exactly how much creditors can legally take in your state — and some states prohibit garnishment entirely. Calculate My Risk →
Share Your Experience with Kohn Law Firm
If you’ve dealt with Kohn Law Firm — whether you were sued, received collection calls, negotiated a settlement, or successfully disputed a debt — I’d encourage you to share your experience in the comments. Your perspective helps others who are going through the same thing right now.
To share your experience: Scroll to the bottom of this page — the comments box is there.
Know Your Rights: If a debt collector is contacting you, you have legal protections. See the complete list of FDCPA violations collectors commit most often. Use the free Debt Validation Letter Generator to demand proof of the debt, or check this collector’s complaint history with the Scam-O-Meter.
Dealing With Debt? Before you pay a collector, understand all your debt relief options — including ones the collector won’t tell you about. If the debt feels unmanageable, take the 2-minute bankruptcy quiz to see if the math favors a fresh start. Federal Reserve research shows filers recover faster than those who don’t file.
Browse all Debt Collectors & Debt Buyers reviews, or see the full Company Reviews directory.
