Please share your experience with this debt collection company and provide your review and feedback, in the comments section below.
The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt collection company. Here are some potential questions you might be able to provide feedback about.
- Did the debt collector treat you professionally?
- Did the debt collector call you at appropriate times of the day or days of the week?
- Was the debt collector helpful in assisting you or did they attempt to threaten, harass, or intimidate you?
- Did the debt collector threaten you with legal action?
- Do you feel you were abused by the debt collector, if so, why?
- Was the debt collection company easy to communicate with?
- Did the company respond to your communications promptly?
- Was the debt collection company able to prove that you actually owed the amount they were attempting to collect from you?
- Did you have a really good experience you can share?
- Did you have a bad experience you want to share?
It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt collection company itself, be it good, bad, or indifferent.
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Repeated calls, threats such as ” if you don’t pay me now I will destroy your credit, sue you and you will go to jail!!!” I told them that they can not do that or threaten me and then I was told with a huuuuuge attitude I might add ” so are you going to give me your checking account information so we can solve this issue and save your credit and keep you out of jail?” and when I said no I was told ” well sir you made the wrong decision, you’re going to be very sorry!” then I was hung up on. That was 2 weeks ago, Since then I have not received any more phone calls and I have yet to receive even one mailing from them. If you receive a call from these scam artists do your self a favor and just hang up and block their number from calling you!!!
Hi I have Rights,
I am no collection agency apologist – not by a long shot. This thread is about Zwicker & Assoc. If you were told you could save your credit and threatened with jail by a collector at Zwicker you would do well to contact a consumer attorney with experience in representing consumers who are victims of debt collection abuse. If you could post a comment reply with what state you are in, I will try to locate one or two for you in reply.
Having said that, I want to point out that zwicker collects legitimate debts for several major credit card issuers. In some of that effort they are also authorized to file suit and to connect with other attorney collection firms for filing suit in pursuit of collections.
Hanging up and blocking calls will generally not be a method that will yield great results.
While your experience can certainly qualify as an entry into 2012’s annals of “Debt Collectors Behaving Badly”, others who find this page in the future who are seeking information about Zwicker and how to resolve past due debts should be cautious in following your advise.
If anyone is a victim of collection abuse, you have rights and should pursue available options to protect them. You will also have opportunities to resolve legitimate debts by working directly with Zwicker if you choose to and have the financial capacity.
I Have Rights ; Massachusetts
The following list of attorneys are in MA and have experience with fair debt collection act violations and maintain law practices that focus on consumer issues. Reach out and find out what your options are.
Yvonne Rosmarin in Arlington MA (781) 648-4040
Elizabeth Miller in Auburndale MA (617) 478-4914
Elizabeth Ryan in Boston MA 617-439-6730 ext. 1603
Kenneth Quat in Cambridge MA (617) 492-0522
Walter Oney in Fitchburg MA (978) 343-3390
Josef Culick in Woburn MA 800-962-9570
Got repeated calls from Zwicker and Associates. I called the firm talked to a lady. I told her I do not have any outstanding debts with any business including credit cards. I checked my credit score with all 3 credit bureaus and I do not have anything outstanding.
I began to ask the lady questions and she got all upset and very rude.
My last four SS numbers were not even a match to the real debtor. I asked for the companies location and she didn’t want to give it to me which I can understand with all the crazies in the world. When I asked about how she got the telephone number she told me she had 5 different phone numbers listed for me which is wierd since their were three different area codes and I have only lived in one state with one area code all my life.
I asked to who the debt was owed to and she told me she couldn’t tell me since I may not be the right person. Well OK but that shouldn’t be privileged information if they are calling me to collect.
I asked if the phone calls will stop and she not until the attorneys did an investigation. So I asked if the calls will keep coming for a month or more and she said maybe if the investigation isn’t complete.
The I asked her the amount of the debt and she could not give me the amount, which shouldn’t be private info since it was only a dollar amount not a name or SS #.
I asked her if she sent out letters or some type of notice for this debt and she could not answer me.
By now she was really rude to me. I guess I am not suppose to ask questions. She finally said she couldn’t answer anything more and hung up on me.
If the phone calls continue I am going to turn over to my attorney. I hate to spend the money on a bogus debt but I don’t see any other solution if they keep up the calls to collect on this debt.
Unfortunately I have a common name and there are many peope with my first and last name in this country.
I asked her for the middle name since she only mentioned my middle initial and she said she couldn’t give that info out. I at least wanted to know if the middle name was actually mine since my middle name if from a great grandfather from the “old” country and very few people in the U.S. would have this name.
I would never give your checking account or SS # to these people as I personally do not trust them as it looks like they are trying to get money from anybody eve if it is the wrong person!
I think this law firm or debt collection agency is questionable in operational procedures as they obviously did not do their home work and check a little deeper.
Got repeated calls from Zwicker and Associates. I called the firm talked to a lady. I told her I do not have any outstanding debts with any business including credit cards. I checked my credit score with all 3 credit bureaus and I do not have anything outstanding.
I began to ask the lady questions and she got all upset and very rude.
My last four SS numbers were not even a match to the real debtor. I asked for the companies location and she didn’t want to give it to me which I can understand with all the crazies in the world. When I asked about how she got the telephone number she told me she had 5 different phone numbers listed for me which is wierd since their were three different area codes and I have only lived in one state with one area code all my life.
I asked to who the debt was owed to and she told me she couldn’t tell me since I may not be the right person. Well OK but that shouldn’t be privileged information if they are calling me to collect.
I asked if the phone calls will stop and she not until the attorneys did an investigation. So I asked if the calls will keep coming for a month or more and she said maybe if the investigation isn’t complete.
The I asked her the amount of the debt and she could not give me the amount, which shouldn’t be private info since it was only a dollar amount not a name or SS #.
I asked her if she sent out letters or some type of notice for this debt and she could not answer me.
By now she was really rude to me. I guess I am not suppose to ask questions. She finally said she couldn’t answer anything more and hung up on me.
If the phone calls continue I am going to turn over to my attorney. I hate to spend the money on a bogus debt but I don’t see any other solution if they keep up the calls to collect on this debt.
Unfortunately I have a common name and there are many peope with my first and last name in this country.
I asked her for the middle name since she only mentioned my middle initial and she said she couldn’t give that info out. I at least wanted to know if the middle name was actually mine since my middle name if from a great grandfather from the “old” country and very few people in the U.S. would have this name.
I would never give your checking account or SS # to these people as I personally do not trust them as it looks like they are trying to get money from anybody eve if it is the wrong person!
I think this law firm or debt collection agency is questionable in operational procedures as they obviously did not do their home work and check a little deeper.
I work for them and they do some pretty shady things. If you have ever gave them your bank information you may just wake up one day with nothing in your account. They have been hitting bank levy’s pretty hot and heavy the past couple weeks.
I work for them and they do some pretty shady things. If you have ever gave them your bank information you may just wake up one day with nothing in your account. They have been hitting bank levy’s pretty hot and heavy the past couple weeks.