About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

3 Comments

  • Quite frequently debt buyers like Persolve will lack crucial information from the file that sometimes can benefit the consumer. During the “Discovery” phase, consumers can request “Proof of Debt”, in the form of a signed contract or agreement by the consumer agreeing to responsibility for the debt…..
    Often they don’t have those documents anymore, thus being extremely helpful on the consumer side.

  • Depending on where you live check into Statute of Limitations, as Mr. Bovee advised. Most states in 3-4 years, without any payment, the limitations are reached and the debt may not be legally collectible. Consult an attorney for any legal advice!

  • Depending on where you live check into Statute of Limitations, as Mr. Bovee advised. Most states in 3-4 years, without any payment, the limitations are reached and the debt may not be legally collectible. Consult an attorney for any legal advice!

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