Table of Contents
In an effort to wrap my head around who are the current players in the marketing of mass joinder and mass litigation when it comes to mortgages I’m posting this article. This post draws no conclusions but is simply a repository of examples of this type of marketing.
If you have any additional examples, please post them in the comments below or send me a tip or upload documents using the confidential tip form.
The idea to have one place to post and comment on this information came to me during comment conversations with John Wright of PiggyBankBlog.com. John is also a named plaintiff in one of the mass joinder suits as he and others go after Bank of America.
This is also a follow-up to a previous article I posted that contains yet more examples. See “Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling.”
Companies Selling Mass Joinder Litigation
EZ Financial
Mass Joinder Litigation Ambassador – Scroll to bottom.
Form 1012
A mailer has been sent to consumers labeled as Form 1012 to solicit new clients into there suits. See this article for more information the Form 1012 mailers.
HomeLife Solution
This site appears to be very similar to others, including that of Loss Mitigations listed below. It says it is “in collaboration with K2 Law and Mitchell J. Stein and Associates.” – Source
How Can I Stay
HowCanIStay.org solicits consumers for mass joinder real estate suits. – Source
They also refer to their sales staff as ambassadors. – Source
This site is owned by Learner Park, LLC which also runs the UTIPainRelief.com site as well. – Source
HomeLawyers.com
Attorney J. Arthur Roberts is soliciting mass joinder cases for JP Morgan Chase EMC Mass Joinder Lawsuit. – Source
Participants must have:
- you must be in foreclosure or have already lost your property. If you are not in foreclosure, an ASSIGNMENT must be filed on your title demonstrating a fake transfer.
- you must have filed for Chapter 7, Chapter 11 or Chapter 13 bankruptcy within the last 3 years.
- the property must be in California
Keep Us In Our Home
Alan Rhein as an ambassador of K2 law. The FAQ page he published regarding the “K2 Mass Joinder Law Suit.”
KeepUsInOurHom.com K2 solicitation page.
This site advertises a satisfaction guarantee in their Kramer & Kaslow client presentation when speaking about Mitchell Stein. – Source
Kramer & Kaslow aka K2 Law
Affiliate Login on K2 Law Site
These slides from the presentation shows Kramer & Kaslow and Mitchell Stein working together.
K2 Law Litigation Ambassador FAQ Document.
What is interesting is that the Kramer & Kaslow website lists a number of cease & desist letters that it sent out to other sites. – Source
It even lists the sites but what is intriguing is those sites appear to have been affiliates and recruiting clients for Kramer & Kaslow. The K2 site shows the cease & desist letters were sent out around February 8, 2011. There is even a letter that was sent to Matt Silverman, who was actively selling Kramer & Kaslow services as an ambassador.
Legacy Training Institute
Loan Litigation Program Fee Schedule & Compensation Plan
LossMitigations, LLC
The website LossMitigationsllc.com contains information about matching consumers with mass joinder cases. – Loss Mitigations LLC
MassJoinderAction.com
This site appears to be an intake site for Kramer & Kaslow. – Source
Mass Litigation Alliance
The MassLitigation Alliance website includes Matthew Davis, Phillip Kramer, and Erik Woodbury. – Mass Litigation Alliance
Here is the publication they produce on Mass Joinder Litigation Services that shows the attorneys working together; Matthew Davis, Phillip Kramer, and Mitchell Stein.
This page also mentions that consumers must speak to an “ambassador” to join the litigation process.
The following statement was added by Mitchel Stein on his site regarding MLA.
The firm is unaffiliated with Mr. Matt Davis, Esq., and urges you to read the disclaimer set forth below and on the portion of this website entitled “Contact Us”. As of March 6, 2011, it has been reported to the Firm that Mr. Davis was or is involved with an organization of unknown origin called Mass Litigation Alliance. Several consumers have contacted the firm to inquire about Mr. Davis and statements allegedly made by Mr. Davis’ or his agents to the effect that the Firm is no longer accepting new clients. To the contrary and in the avoidance of any doubt, the firm is actively taking cases nationwide to stop what is the most significant and largest bank scandal in the history of this Country. The Firm’s intention is to not turn away any client unless and until the banks have ceased their unlawful conduct against United States citizens. The reports regarding Mr. Davis are emblematic of the industry-wide problem of identity theft and fraud, and that is why these matters are disclosed here in addition to the disclaimer sections set forth below and on the “Contact Us” pages.
As the names of additional Law Firms or Organizations are uncovered as unlawfully utilizing the Firm’s name or its marks, the Firm shall identify such entities and update this website at the first available opportunity. – Source
Mortgage Relief Center
The Mortgage Relief Center, Aaron Cushman and Steve Arnold, talks about their mortgage loan lawsuit and how they referral people to law firms. “In some instances Mortgage Relief Center may refer you to a law firm or attorney, but Mortgage Relief Center does not provide any legal services or representation, and may be paid by the law firm or attorney for its marketing services.” What is interesting is that disclaimer appears on a page title Mortgage Litigation Attorneys.
What caught my eye about this page was it referred to “ambassadors” as many of the other marketing affiliates do when talking about mass joinder litigation. – Source
Property Solutions & Investments
This group runs the website SueYourLenders.com and is soliciting consumer information. – Source
SueMyBank.us – Matt Silverman
The SueMyBank.us is put together by Matt Silverman who has also published material identifying him as a Kramer & Kaslow ambassador. – Source
The SueYourBank.us home page can be seen here. His home page video solicits consumers to pay a fee and submit their case through the Mortgage Litigation Alliance.
Mass Joinder Affiliate Recruiting
HomeLife Marketing Agreement
Premier Equity Group dba HomeLife is looking for mass joinder affiliates.
The affiliate agreements says:
- Prospective Clients – ASSOCIATE-MANAGER agrees to obtain clients via executed Attorney Retainer Agreement with full or partial (to be determined) payment to K2 Law. Each prospective client must be provided to K2 Law via electronic delivery of such agreement and payment. HL agrees to inform ASSOCIATE-MANAGER immediately if a previous relationship exists between HL and the prospective client, in which case commissions may not be payable to the ASSOCIATE-MANAGER unless agreed to in writing by both parties. HL is not obligated to do business with any prospective client and is able to negotiate the contract terms that are acceptable to HL. Should HL and prospective client consummate a contractual agreement to do business within sixty days of the referral date, HL is obligated to pay commissions to ASSOCIATE-MANAGER as stated in this ASSOCIATE / MANAGER AGREEMENT. ASSOCIATES may not represent themselves as a Client. If you are enrolled under a MANAGER and you wish to personally utilize HL Consulting Services, you are the Client and your MANAGER is the ASSOCIATE of record and fees will be paid accordingly. Husband and Wife Teams or relatives are not approved to be paired as ASSOCIATE-MANAGERS.
- Prospective ASSOCIATES/ MANAGERS – YOU HAVE THE OPTION (SEE FEES AND COMMSIONS SCHEDULES BELOW) TO ACT IN THE ROLE OF AN ASSOCIATE/ PRACTITIONER or MANAGER/ TEAM BUILDER. ASSOCIATES role is to procure new clients while a MANAGER the option of obtaining additional ASSOCIATES under this agreement via a new ASSOCIATE / MANAGER AGREEMENT signed by the new ASSOCIATE(S). Each prospective ASSOCIATE/MANAGER AGREEMENT must be provided to HL via personal delivery, fax or email. HL agrees to inform ASSOCIATE immediately if a previous relationship exists between HL and the prospective ASSOCIATE, in which case fees and commissions are not payable to you as a MANAGER unless agreed to in writing by both parties. HL is not obligated to do business with any prospective ASSOCIATE/ MANAGER and is able to negotiate the terms that are acceptable to HL. – Source
Sales Job Positions
Below are some job postings for sales positions to sell mortgage litigation cases.
Brookstone Law
Unknown
Earn 10K +/month – Exclusive Inbound Calls – Targeted Leads // Earn Money in your first week
Sue the lender and Stop Foreclosure! We are a Industry recognized Firm that provides our clients a ground breaking alternative to Loan Modification. We help people stay in their homes.
Top Loan Modification Sales Representatives wanted!
Only successful Loan Mod or Debt Settlement Sales Reps need apply.What you need for this position:
– Top closer experience
– Loan Modification , Debt Settlement
– Strong Sales Skills, Excellent Communication Skills,
– Professionally aggressive, Driven to succeed, Money motivatedWhat we offer:
– Inbound Calls– Targeted Leads
– Professional Enviorinment
– TOP Commissions, 1500 to 4000 draw 1st 30 days
– Cash Bonuses
– Weekly Payonal, high energy sales environment
– Performance based promotions
Location: Costa Mesa
Compensation: TOP Commissions, 1500 to 4000 draw 1st 30 days – Source
Unknown
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Is this organization legitimate- Consumer Protection Assistance Coalition (CPAC)?
Recently, I was solicited by a legal case evaluator for this not-for-profit organization, Consumer Protection Assistance Coalition (CPAC) to help me avoid foreclosure. (http://www.consumerprotectionhelp.org/).
The legal case evaluator contacted me, did a basic over the telephone interview and emailed me a questionairre to determine whether I could file a lawsuit against my lender. According to him, my kender, BOA, had violated most of the legal requirements and that I was eligible to be referred to meet with the lead attorney, Dr. G. Lee Lane. Included was a glowing C.V. of Mr. Lane’s legal accomplishments. The web site has changed in the past few days. Previously, they touted themselves as a firm organized as a “A Registered Non Profit Law Clinic Helping Families with Children and the Elderly facing homelessness caused by Lenders.
Tami,
I’ll take a look at them tomorrow.
Can you give me more details about the sales pitch? How much were they talking about charging
Tami,
I spent all day looking into this firm for you and was surprised by what I found. Click here to read my article on Consumer Protection Assistance Coalition.
Thank you Steve for informing us all even after we already have been scammed by these associates. Sadly to say they are still working the schemes and scams. Hope soon they will be out of business!
Thank you Steve for informing us all even after we already have been scammed by these associates. Sadly to say they are still working the schemes and scams. Hope soon they will be out of business!
Krista,
Brookstone Law has approached me likewise, asking for retainer fee, etc. Would love to talk with you directly. My sentiments are the same as yours. How do I contact you?
BGW
Pre Paid legal is NOT a law firm.
How can they can be so blatantly attorney fee splitting. I always wondered how pre-paid legal was able to get around attorney fee splitting, not that there is anything wrong with pre-paid legal.
How can they can be so blatantly attorney fee splitting. I always wondered how pre-paid legal was able to get around attorney fee splitting, not that there is anything wrong with pre-paid legal.
Pre Paid legal is NOT a law firm.
Sandyegb, there are an overwhelming number of entities that are sending mailers and marketing this on the web. I’m already hearing complaints from people who paid money, never received a signed retainer, haven’t been added to a case, and can’t get through to anyone at the various firms. The attorneys in the actions claim the “affiliate” and “intake” firms marketing the suits aren’t authorized, yet there is a trail that indicates they are very much aware.
Generally speaking, if people act dishonestly, violate State Laws and Bar Ethics, and behave in a manner indicative of a scam- it usually is a scam.
Krista, I haven’t paid anything yet. I got their flyer/notice that I am in the litigation group, and they emailed me all the information, but I don’t want to sign anything unless I am certain it’s legit and I won’t pay out my money for nothing.
Can you help me decide whether or not to join? They emailed me the paperwork and I found out about this in a form-type letter from them. How do I know if it’s the right thing to do?
Added STOP FORECLOSURE 2 YEARS! advertisement.
Added STOP FORECLOSURE 2 YEARS! advertisement.
Who are you working with and how much were you charged? Does the retainer say you pay a percentage of any award also?
Jack Michael Schneider who owns “First Family Justice Center, Inc.” in Santa Ana which is an intake Loan Mod firm for MLA. He advertises as being a law firm. He was doing business late last year as “Financial Freedom of America”. Guess debt negotiation was not cutting it…..
Jack Michael Schneider who owns “First Family Justice Center, Inc.” in Santa Ana which is an intake Loan Mod firm for MLA. He advertises as being a law firm. He was doing business late last year as “Financial Freedom of America”. Guess debt negotiation was not cutting it…..
Yes indeed Steve, paying thousands of dollars without getting a retainer is even stupid. The mass joinder is legit though, as a plaintiff, I have the 117 page complaint against my bank right here beside me. And no, I did not copy it from some website selling their services, haha 🙂
Added HomeLawyers.com
Added HomeLawyers.com
Hi Steve, posted this on your other article on this issue. Here are some Matt Litigation Alliance and affiliate sites that have cropped up now that Kramer & Kaslow/K2 Law have been exposed.
Mass Litigation Alliance sites:
http://mlapcadvisors.com/litig…
http://masslitigationattorney….
http://masslitalliance.org/
http://www.lenderlit.com/
http://www.masslitigationpc.or…
http://mass-litigation.com/ind…
http://masslitalliance.net/
http://capitalloanmodification…
http://justmtgloans.com/contac…
http://www.legalfreeandclear.c…
http://masslitigationpc.org/li…
http://chartermortgageonline.c…
http://bank77.com/faqlog.php
http://www.masslitigationallia…
http://mlaintake.com/faqlog.ph…
http://joindercase.com/faqs.ph…
http://defendyourdeed.com/faqs…
http://litalliance.com/litigat…
http://tomboldt.masslitallianc…
http://www.landingpageace.com/…
http://usmasslitigation.com/fa…
http://litigationintake.com/fa…
Just added new section on affiliate marketing compensation for HomeLife selling mass joinder litigation.
Just added new section on affiliate marketing compensation for HomeLife selling mass joinder litigation.
Just added a new section for sales jobs selling mortgage litigation services.
One ad just posted is looking for:
– Top closer experience
– Strong Sales Skills, Excellent Communication Skills,
– Professionally aggressive, Driven to succeed, Money motivated
https://getoutofdebt.org//wp-con…
Just added a new section for sales jobs selling mortgage litigation services.
One ad just posted is looking for:
– Top closer experience
– Strong Sales Skills, Excellent Communication Skills,
– Professionally aggressive, Driven to succeed, Money motivated
https://getoutofdebt.org/wp-content/uploads/Litigation-Bankruptcy-Modifction-Sales.pdf
Krista,
You are 100% correct. It appears the cease & desist letter sent by Kramer was just a way to clean house and direct the agents to MLA which includes Davis, Kramer, Woodbury. Stein was listed as being a part of it but not as of today.
Interesting on the Stein case. I have not run into one of those yet. But paying money without a retainer would be a very bad thing.
Steve, it is my understanding that affiliate “ambassadors” and “intake specialists” have simply been directed to work with Mass Litigation Alliance. I’m finding affiliates that have updated their information to show Mass Litigation Alliance instead of Kramer & Kaslow.
I’m looking for individuals who have paid money to join the Stein case and were not added to the suit and/or did not receive a signed retainer.
Steve, it is my understanding that affiliate “ambassadors” and “intake specialists” have simply been directed to work with Mass Litigation Alliance. I’m finding affiliates that have updated their information to show Mass Litigation Alliance instead of Kramer & Kaslow.
I’m looking for individuals who have paid money to join the Stein case and were not added to the suit and/or did not receive a signed retainer.
Krista,
You are 100% correct. It appears the cease & desist letter sent by Kramer was just a way to clean house and direct the agents to MLA which includes Davis, Kramer, Woodbury. Stein was listed as being a part of it but not as of today.
Interesting on the Stein case. I have not run into one of those yet. But paying money without a retainer would be a very bad thing.
Yes indeed Steve, paying thousands of dollars without getting a retainer is even stupid. The mass joinder is legit though, as a plaintiff, I have the 117 page complaint against my bank right here beside me. And no, I did not copy it from some website selling their services, haha 🙂
Who are you working with and how much were you charged? Does the retainer say you pay a percentage of any award also?
Can you help me decide whether or not to join? They emailed me the paperwork and I found out about this in a form-type letter from them. How do I know if it’s the right thing to do?
Sandyegb, there are an overwhelming number of entities that are sending mailers and marketing this on the web. I’m already hearing complaints from people who paid money, never received a signed retainer, haven’t been added to a case, and can’t get through to anyone at the various firms. The attorneys in the actions claim the “affiliate” and “intake” firms marketing the suits aren’t authorized, yet there is a trail that indicates they are very much aware.
Generally speaking, if people act dishonestly, violate State Laws and Bar Ethics, and behave in a manner indicative of a scam- it usually is a scam.
Krista, I haven’t paid anything yet. I got their flyer/notice that I am in the litigation group, and they emailed me all the information, but I don’t want to sign anything unless I am certain it’s legit and I won’t pay out my money for nothing.
Krista,
Brookstone Law has approached me likewise, asking for retainer fee, etc. Would love to talk with you directly. My sentiments are the same as yours. How do I contact you?
BGW
OK, here is my current understanding.
After speaking with a former K2 affiliate, Kramer cut ties with all the affiliates and now Mass Litigation Alliance is the “ambassador” contact point.
OK, here is my current understanding.
After speaking with a former K2 affiliate, Kramer cut ties with all the affiliates and now Mass Litigation Alliance is the “ambassador” contact point.
Anyone that has a retainer or documentation can submit it through the confidential tip form for me to see and report on.
Steve, outstanding work. I will add that it would be helpful if consumers who have signed a retainer and/or paid money in connection with a Mass Joinder lawsuit to send their documentation to Steve Rhode.
Steve, outstanding work. I will add that it would be helpful if consumers who have signed a retainer and/or paid money in connection with a Mass Joinder lawsuit to send their documentation to Steve Rhode.
Anyone that has a retainer or documentation can submit it through the confidential tip form for me to see and report on.