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Should I Take Legal Helpers Debt Resolution to Small Claims Court? – Levi

“Dear Steve,

Hired Legalhelpers 2/2/10 , I become disabled 3yrs. ago, But still had business credit card debt . I payed legalhelpers for a year , They said they deal with Chase credit , Chase credit said they didn’t deal with legalhelpers . I ended being sued by Chase on 2 Chase accounts.after a year. I didn’t have enough money in legalhelpers acct. to settle accts. My wife cashed in her retirement and forced legalhelpers to pay Chase on her credit card, to keep from being sued .

We could have settled for less 4 months earlier with Chase . Legalhelpers did nothing but send wife’s money to Chase to keep wife from law suet.

My Chase I had to call Chase’s Attorney and set up payments to stop my law suet. I quit legalhelpers 1/28/11 . I waited 2 weeks for my saving acct. from them before I started Your process . I payed legalhelpers $3809.28 so I can be sued!!!!! I did your process and ask for a refund or a fair refund . legalhelpers said ” I signed a contract and do not deserve a refund” . I didn’t sign with an attorney . and I begged legalhelpers in past to talk to there attorney , but none available.It would have cost me more to stay with legalhelpers than pay credit cards. I took care of all my credit card accts. but BOY am I broke !!! still paying on them.

It’s been about 2 weeks after I did your process. When should I take legalhelpers to small claim court ?

Levi”

Dear Levi,

I hesitated in answering your question so promptly for fear that Legal Helpers Debt Resolution would think I’m somehow fixated on them today. But yours was the next question to answer in the queue so here goes.

It sounds like your claim is you paid Legal Helpers Debt Resolution a substantial sum of money and did not receive the benefit they promised from it. The process you refer to is apparently my refund process I previously published.

READ  Legal Helpers Debt Resolution Steps Up and Answers Questions Raised by Tipster

That refund process actually has a number of steps to it and I want to make sure that you not only asked Legal Helpers Debt Resolution for a refund but also advised them if you did not receive a refund that you would escalate your complaint to the BBB and Attorney General’s offices in your state ind Illinois where they are headquartered.

If they have said no to your refund request to date I would continue the process and include a copy of their email or letter rejecting your refund when you send your complaint to the BBB and Attorney General office. I would also copy Legal Helpers Resolution each time you submit a further complaint to an outside party.

In fact the Attorney General of Illinois has recently sued Legal Helpers Debt Resolution so they may be very interested in your “no refund” response.

You may also want to submit your complaint to the Bar Association in your state and in Illinois. Here is information on how to complain about a lawyer in Illinois.

Small claims court is always a possibility but I think you are better served by following the complaint process all the way through first and give them every opportunity to refund your money. If they don’t then you’ll certainly have a big pile of documentation to show if you eventually take them to small claims court.

What do you say, does that sound like a reasonable approach?

by the way, what state do you live in?

Please post your responses and follow-up messages to me on this in the comments section below.

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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

40 Comments

  • I just got off the phone with a reporter who is working on a story
    regarding Legal Helpers and Morgan Drexen.  She asked me if I knew of
    any consumers that had experiences with either of those two companies
    and would to contribute to the story. I asked her how many she would
    like, and the response was, as many as possible.

    If there are any consumers
    that would be willing to come forward to share their experience as a
    client of either of these companies, please let me know and I will pass on your information to the reporter for contact.

    The deadline is this Tuesday or Wednesday.  So let me know by 6/22/2011 at the latest.

    You can contact me by clicking on my name.  It will take you to my
    profile with a link to my site and you can send me an email there.

  • I just got off the phone with a reporter who is working on a story
    regarding Legal Helpers and Morgan Drexen.  She asked me if I knew of
    any consumers that had experiences with either of those two companies
    and would to contribute to the story. I asked her how many she would
    like, and the response was, as many as possible.

    If there are any consumers
    that would be willing to come forward to share their experience as a
    client of either of these companies, please let me know and I will pass on your information to the reporter for contact.

    The deadline is this Tuesday or Wednesday.  So let me know by 6/22/2011 at the latest.

    You can contact me by clicking on my name.  It will take you to my
    profile with a link to my site and you can send me an email there.

  • I did Steve’s process of Attorney General, BBB, the whole process even more, legalhelpers called and offered $1600. on Friday . I didn’t except, but did on Monday,but legalhelpers will not call back, even had state Attorney General send Email with my acceptance of $1600. still no word from legalhelpers, Now What??

  • I did Steve’s process of Attorney General, BBB, the whole process even more, legalhelpers called and offered $1600. on Friday . I didn’t except, but did on Monday,but legalhelpers will not call back, even had state Attorney General send Email with my acceptance of $1600. still no word from legalhelpers, Now What??

  • The only truly effective way to avoid a bank levy is to not have a bank account.

    Mim’s, it does not matter what you think. Things have advanced to a place in the debt relief space where it only matters what state and federal regulators think. They tend to think no fees should have been charged in advance.

    Mim’s, how long you been doing this kind of work?

    Bulb (a dim one according to you)

  • bulb your a dummy that just talks and talks… client’s with lhdr are saved from bank levy’s because they explain what to do to aviod it… Garn yea most states but did we at least ask this lady that wrote the note what state or what type of job no we didnt. I think clients that cancel and were at least offered settlements shouldnt get a refund because that company did work.

  • Maybe they could not accept an earlier offer because the LHDR upfront fees were more important than the consumer getting out of debt. Had they not been paying fees upfront they would have perhaps had the needed funds to get the Chase account out of the way.

  • 50 month program? 50 freakin month program?

    Mim’s, anyone endorsing 50 month programs is a fool, a charlatan, or both.

  • Mim’s, its not the promises, its the representations. You should know that because of the many representations you are making in your comments.

  • Mim’s, you off your meds? Most states allow wage garnishment. Bank levies are a very real event.

    May I suggest increasing or dropping your pharmacopoeia dosage?

    You are posting in a nonsensical nattering manner.

    Bulb

  • Make up your mind Mim’s. DO consumer self save and fund the settlements themselves or do consumers working with LHDR have Noteworld accounts?

    Bi-polar much?

  • We could have settled for less 4 months earlier with Chase . Legalhelpers did nothing but send wife’s money to Chase to keep wife from law suet.

    I CANT HELP BUT WONDER WHY THEY DIDNT ACCEPT IT EARLIER IF THEY HAD A CHANCE MAYBE BECAUSE THEY WERE NOT ABLE TO SAVE WITHOUT LEGAL HELPERS

  • We could have settled for less 4 months earlier with Chase . Legalhelpers did nothing but send wife’s money to Chase to keep wife from law suet.

    I CANT HELP BUT WONDER WHY THEY DIDNT ACCEPT IT EARLIER IF THEY HAD A CHANCE MAYBE BECAUSE THEY WERE NOT ABLE TO SAVE WITHOUT LEGAL HELPERS

    • Maybe they could not accept an earlier offer because the LHDR upfront fees were more important than the consumer getting out of debt. Had they not been paying fees upfront they would have perhaps had the needed funds to get the Chase account out of the way.

  • My wife cashed in her retirement and forced legalhelpers to pay Chase on her credit card, to keep from being sued .

    there u go steve

  • I was speaking with a client last night and his program is going beyond well so far. Axxxxxx settled the 1st account which saved him about $20k and Lxxx handled the 2nd which saved him about $10k. With such enormous savings his 50 month program is only going to be about 30-35 months. He had nothing but good things to say about our negotiations team and company as a whole. Just wanted to pass that along to y’all as we deal with so much negative energy in this business Thanks guys

  • I was speaking with a client last night and his program is going beyond well so far. Axxxxxx settled the 1st account which saved him about $20k and Lxxx handled the 2nd which saved him about $10k. With such enormous savings his 50 month program is only going to be about 30-35 months. He had nothing but good things to say about our negotiations team and company as a whole. Just wanted to pass that along to y’all as we deal with so much negative energy in this business Thanks guys

    • 50 month program? 50 freakin month program?

      Mim’s, anyone endorsing 50 month programs is a fool, a charlatan, or both.

  • It sounds like your claim is you paid Legal Helpers Debt Resolution a substantial sum of money and did not receive the benefit they promised from it.

    what did lhdr promise i know for a fact that they do tell there clients that there is a chance that you will be sued. I wonder if this lady thinks its lhdr caused this… Maybe its because she stopped paying on her cards… does she think if she took care of it herself she would of been better off lol yea sure. This client should provide more info about how much she saves and how much her balance on her accounts are.

  • It sounds like your claim is you paid Legal Helpers Debt Resolution a substantial sum of money and did not receive the benefit they promised from it.

    what did lhdr promise i know for a fact that they do tell there clients that there is a chance that you will be sued. I wonder if this lady thinks its lhdr caused this… Maybe its because she stopped paying on her cards… does she think if she took care of it herself she would of been better off lol yea sure. This client should provide more info about how much she saves and how much her balance on her accounts are.

    • Mim’s, its not the promises, its the representations. You should know that because of the many representations you are making in your comments.

  • LOL WHAT IS THIS LADY WORRIED ABOUT… SHE HEARS SUE AND GETS SCARED GIVE ME A BREAK… THEY CANT GARN YOU THEY CANT DO ANYTHING TO YOU BUT PUTA LEIN ON YOUR HOME IF YOU OWN ONE. THEY CANT LEVY YOUR ACCOUNT WHAT WAS THE POINT OF DROPPING THE PROGRAM…. CHASE SAYS THEY WONT DEAL WITH LHDR BUT THEY WANT YOU TO BELIEVE THAT SO YOU WILL DO EXACTLY WHAT YOU DID DROP OUT AND DEAL WITH THEM DIRECTLY. I BET YOU ARE PAYING THE FULL BALANCE. YOU CANT TEACH SOME PEOPLE… I BET YOU ARE GOING TO SAY I DONT WANT A LIEN ON MY HOME WHY BECAUSE YOU ARE TRYING TO SELL OR REFI LOL COME ON THINK ABOUT IT

    • Mim’s, you off your meds? Most states allow wage garnishment. Bank levies are a very real event.

      May I suggest increasing or dropping your pharmacopoeia dosage?

      You are posting in a nonsensical nattering manner.

      Bulb

      • bulb your a dummy that just talks and talks… client’s with lhdr are saved from bank levy’s because they explain what to do to aviod it… Garn yea most states but did we at least ask this lady that wrote the note what state or what type of job no we didnt. I think clients that cancel and were at least offered settlements shouldnt get a refund because that company did work.

        • The only truly effective way to avoid a bank levy is to not have a bank account.

          Mim’s, it does not matter what you think. Things have advanced to a place in the debt relief space where it only matters what state and federal regulators think. They tend to think no fees should have been charged in advance.

          Mim’s, how long you been doing this kind of work?

          Bulb (a dim one according to you)

  • LOL WHAT IS THIS LADY WORRIED ABOUT… SHE HEARS SUE AND GETS SCARED GIVE ME A BREAK… THEY CANT GARN YOU THEY CANT DO ANYTHING TO YOU BUT PUTA LEIN ON YOUR HOME IF YOU OWN ONE. THEY CANT LEVY YOUR ACCOUNT WHAT WAS THE POINT OF DROPPING THE PROGRAM…. CHASE SAYS THEY WONT DEAL WITH LHDR BUT THEY WANT YOU TO BELIEVE THAT SO YOU WILL DO EXACTLY WHAT YOU DID DROP OUT AND DEAL WITH THEM DIRECTLY. I BET YOU ARE PAYING THE FULL BALANCE. YOU CANT TEACH SOME PEOPLE… I BET YOU ARE GOING TO SAY I DONT WANT A LIEN ON MY HOME WHY BECAUSE YOU ARE TRYING TO SELL OR REFI LOL COME ON THINK ABOUT IT

  • Where was the comment made that LHDR paid creditors on behalf of clients?

    So what advice do you have for the reader if you disagree with my response?

  • LOL STEVE LHDR DOES NOT PAY CREDITORS FOR CLIENTS ACCOUNTS THEY SAVE THERE OWN FUNDS AND MAKE THERE ON PAYMENT LOL THIS WEBSITE IS FAKE

  • LOL STEVE LHDR DOES NOT PAY CREDITORS FOR CLIENTS ACCOUNTS THEY SAVE THERE OWN FUNDS AND MAKE THERE ON PAYMENT LOL THIS WEBSITE IS FAKE

      • My wife cashed in her retirement and forced legalhelpers to pay Chase on her credit card, to keep from being sued .

        there u go steve

        • Make up your mind Mim’s. DO consumer self save and fund the settlements themselves or do consumers working with LHDR have Noteworld accounts?

          Bi-polar much?

  • Levi,

    How were you referred to LHDR? Who signed you up?

    If you cannot get resolution/refund from any of those involved, small claims is an option.

    You may also consider making an effort to locate an attorney in your state whose practice focuses exclusively on consumer law.

    There is one active case filed in the state of Washington against LHDR and others that is seeking class status. If you do locate a consumer attorney in your state, I highly recommend you tell them to look up the following case in Federal District Court – Western District of Washington in Tacoma: Case 3:11-cv-05054

    You may even encourage any attorney you speak with to reach out to the main attorneys handling the case in Washington:

    Darrell W Scott, WSBA #20241
    Email: [email protected]

    Matthew J. Zuchetto, WSBA #33404
    Email: [email protected]

    http://www.thescottlawgroup.co

    509-455-3966
    926 W. Sprague Avenue, Suite 680
    Spokane, WA 99201

  • Levi,

    How were you referred to LHDR? Who signed you up?

    If you cannot get resolution/refund from any of those involved, small claims is an option.

    You may also consider making an effort to locate an attorney in your state whose practice focuses exclusively on consumer law.

    There is one active case filed in the state of Washington against LHDR and others that is seeking class status. If you do locate a consumer attorney in your state, I highly recommend you tell them to look up the following case in Federal District Court – Western District of Washington in Tacoma: Case 3:11-cv-05054

    You may even encourage any attorney you speak with to reach out to the main attorneys handling the case in Washington:

    Darrell W Scott, WSBA #20241
    Email: [email protected]

    Matthew J. Zuchetto, WSBA #33404
    Email: [email protected]

    http://www.thescottlawgroup.com

    509-455-3966
    926 W. Sprague Avenue, Suite 680
    Spokane, WA 99201

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