A new class action lawsuit was just filed against ClearOne Advantage, LLC, one of the larger debt settlement companies working with people carrying credit card debt. I want to walk you through what the complaint alleges and why it matters, even if you’ve never heard of the plaintiff and never done business with ClearOne yourself.
The case is Lasorsa v. ClearOne Advantage, LLC, Case No. 2:26-cv-06802, filed September 23, 2026, in the U.S. District Court for the District of Arizona. According to the complaint, an Ohio man named Robert Lasorsa says ClearOne sent multiple unsolicited telemarketing text messages to his cell phone in July 2026, pitching debt consolidation and financial services, even though his number has been on the National Do Not Call Registry since 2003. He says he never gave ClearOne written consent to text him and had no prior business relationship with the company. The lawsuit is brought under the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, and seeks class-action status on behalf of everyone else who may have received similar texts.
I want to be very clear about what this is and isn’t. This is a complaint — one side’s version of events, filed in federal court. ClearOne Advantage has not been found liable for anything, and nothing in this post should be read as a statement that the company did what it’s accused of. That determination is the court’s job, not mine. I published the complaint in full, with every update as it happens, in my running case file for 2:26-cv-06802 — check there for docket updates, the original filing, and whatever comes next.
Here’s why I think this is worth your attention even if ClearOne never texted you. If the allegations are accurate, this is a textbook example of how debt settlement companies generate new customers: buy a list of phone numbers, blast out marketing texts, and hope enough people respond that it pencils out — Do Not Call Registry or not. I’ve watched this industry for over 30 years, and unsolicited text and robocall marketing to people already stressed about debt is one of the oldest tricks in the book. If you’re getting texts from a company you’ve never contacted, promising to “consolidate” or “settle” your debt, that’s worth treating as a red flag on its own, separate from whatever a court eventually decides about this particular case.
The Daily Money Brief — Free, at 10 AM
Money you may be owed, scams to dodge, and the fine print decoded — the consumer money news that affects your wallet, every weekday.
Each weekday I send one short email: one money story that caught my attention, why it might matter to you, and one manageable thing you can do with it. A couple of minutes, and a dad joke.
In the latest issue (Oct 15): The ones who need the Social Security raise the most keep the least of it
Free. I sell nothing. Unsubscribe any time.
It’s also worth knowing your own rights here. The TCPA carries statutory damages of $500 per unauthorized text — up to $1,500 if a violation is found to be willful — and you don’t have to prove you lost money to collect. If you’re on the Do Not Call Registry and a company is still texting or calling you to sell something, you may have a claim of your own, regardless of what happens with this ClearOne case. I’ve written about a similar situation with a gym chain’s unwanted text messages, where the TCPA can owe you $1,500 per message, and this isn’t the first time a debt relief company has faced this exact accusation — Freedom Debt Relief was sued for allegedly making illegal robocalls using a fabricated caller name.
If you’re currently a ClearOne Advantage customer, or considering becoming one, this lawsuit shouldn’t be your only research. I’ve written a full breakdown of whether ClearOne Advantage is legit in 2026, and I’ve answered a reader who wrote in worried they’d made a mistake going with ClearOne Advantage. This new filing joins a growing list of federal lawsuits filed against debt-relief companies since May — and with the CFPB no longer publishing consumer complaint narratives the way it used to, I’ve also put together how to still vet a debt company without that resource.
This is what I’m seeing today, based on one complaint that hasn’t been tested in court — take it as input, not instruction. Only you can decide whether a company you’re working with, or considering working with, deserves your trust. I’ll keep the case file updated as this one moves through the courts.
If you know someone getting text messages from a debt relief company they’ve never heard of, send them this post. Knowing what the TCPA protects and what a lawsuit like this actually alleges — versus what it proves — is the kind of thing that keeps people from getting talked into a bad decision by a text message.
Before You Sign Anything: Run any debt relief contract through the free Contract Decoder to spot hidden fees and unfair terms. Check the company’s complaint history with the Scam-O-Meter.
Compare Your Real Options: Most debt relief companies won’t tell you about all your options — especially the ones they can’t profit from. Credit counseling has a 21-27% completion rate. Settlement resolves about 1% of enrolled debts fully. Bankruptcy has a 95% discharge rate — and protects your retirement. Take the Find Your Path quiz for a recommendation based on your actual numbers.
