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Should I Give Up on Legal Helpers Debt Resolution. I’ve Already Been Sued. – Steve

“Dear Steve,

I went into debt trying to keep my business afloat. I payed all my distributors and manufactures for three years as the economy slipped..I wanted to keep good relations with them and used credit cards to keep up when my expenses were more than my positive cash flow..

Long story short, my wife and I got sold by LHDR 🙁

I have paid them over 15,517.00 from 7/28/2010 to present.

they have settled 2650.00 of my debt in this time.

I have been sued for over 25k at present time. All they say is we told you this can happen and we can not adjust or rate on the contract you signed…

My questions are many. #1. they charged me based on a percentage of my debt.. Why cant they adjust there fees to reflect the new amount of debt…they wont be handling the 25k i already have now been sued on.
#2. My payment schedule has me paying them 1050.00 a month for the next 7 months (this is just their compensation) my total payments are 1500.00. They will not lower my payment so i can make the payments on the judgments against me. Do i give up with LHDR?

Steve”

Dear Steve,

You ask some very good questions and I’d love for you to direct them to Legal Helpers Debt Resolution and post their response in the comments below.

I think most people would agree on the following facts:

  1. You paid a percentage of your debt when you enrolled in the LHDR program but you no longer have all that debt and it seems you feel LHDR did not provide you with a reasonable benefit for the money you paid for help with that debt. yet they are unwilling to give you a refund for that amount.
  2. It appears your underlying situation has not changed and your financial situation has not improved. It seem unlikely you’ll be able to accumulate more case prior to more suits. Is that a fair assessment?
  3. LHDR will apparently not give you any sort of allowance or adjustment to your payment or fees based on your situation. They appear to be placing their needs ahead of your needs as their client. Is that a fair assessment from your point of view?

So whose best interests is this company looking out for?

You owe it to yourself to not make a rash decision about what to do but you do need to examine some other options that might be more appropriate in your situation.

Consider this, you might be a good candidate for bankruptcy, a legal fresh start, and most people that do file are able to discharge their debt completely in just a few months. In that case it would have saved you $12,000 of the money you already invested and you would have been debt free for the past six months; already rebuilding your credit. Compare that to where you are right now.

I’m going to give you some homework. I want you to contact a local bankruptcy attorney and talk to them about your situation. Don’t talk to them with the intention of filing bankruptcy or even agree to file bankruptcy when you first talk to them. Just find out what bankruptcy would mean for you and report back in the comments.

I’ll get you headed in the right direction but first we need some additional information. Sound reasonable?

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READ  Macey Bankruptcy Law / Legal Helpers - Consumer Complaint - 12-21-2011



About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

40 Comments

  • I just got off the phone with a reporter who is working on a story
    regarding Legal Helpers and Morgan Drexen.  She asked me if I knew of
    any consumers that had experiences with either of those two companies
    and would to contribute to the story. I asked her how many she would
    like, and the response was, as many as possible.

    If there are any consumers
    that would be willing to come forward to share their experience as a
    client of either of these companies, please let me know and I will pass on your information to the reporter for contact.

    The deadline is this Tuesday or Wednesday.  So let me know by 6/22/2011 at the latest.

    You can contact me by clicking on my name.  It will take you to my
    profile with a link to my site and you can send me an email there.

  • I just got off the phone with a reporter who is working on a story
    regarding Legal Helpers and Morgan Drexen.  She asked me if I knew of
    any consumers that had experiences with either of those two companies
    and would to contribute to the story. I asked her how many she would
    like, and the response was, as many as possible.

    If there are any consumers
    that would be willing to come forward to share their experience as a
    client of either of these companies, please let me know and I will pass on your information to the reporter for contact.

    The deadline is this Tuesday or Wednesday.  So let me know by 6/22/2011 at the latest.

    You can contact me by clicking on my name.  It will take you to my
    profile with a link to my site and you can send me an email there.

  • @c686889a2778e0c6c509d86677d29f7a:disqus You are asking me to tell you what the scam is?  Did you read the question?

    Legal Helpers collected 15,000 dollars from their client.  Their client got sued for 25K and now has a judgment.  The client couldn’t settle that debt before it turned into a judgment because Legal Helpers made sure they got all their money first.

    Do I need to explain it in a different way for you?

  • @c686889a2778e0c6c509d86677d29f7a:disqus You are asking me to tell you what the scam is?  Did you read the question?

    Legal Helpers collected 15,000 dollars from their client.  Their client got sued for 25K and now has a judgment.  The client couldn’t settle that debt before it turned into a judgment because Legal Helpers made sure they got all their money first.

    Do I need to explain it in a different way for you?

  • Oh, Tonesal is going to look into it.  What a relief.  Why don’t you work the magic you think you have as a sales affiliate and see if you can get Legal Helpers to pay for the judgment they got for their client.  That would impress me.

  • Tonesal, have you ever read one of their contracts? Not only do they still charge their fees upfront, they actually raised their initial fee from 500 to 900 right after the law passed.

    Since you are so active here on this site, and always have the wrong information, would you mind telling everyone exactly what you do for a living?

  • Tonesal,

    You are incorrect.  Show me in the contract the clause that says they will lower the fees if you remove an account.  The clause is not in there and in practice I have seen them deny consumers a refund even when half of the debt was removed. 

    LHDR does not hold their fees.  Again please show me in their contract where it states that they will stop collecting fees for a period of time to allow you to save up enough money to settle an account.

  • Please tell me your full first and last name and ill look into it for you…. thats better then damon or steve can do for you

  • Steve trying to make money… please if anyone is even looking at the link its not worth the time because you wont get the best settlement with a company that no collections agency has ever heard of. you need to put the fear into the collector’s eyes

  • before steve assumes this response was towards client that signed up prior to 10-26 LHDR doesnt charge new clients as of 10-26

  • before steve assumes this response was towards client that signed up prior to 10-26 LHDR doesnt charge new clients as of 10-26

    • Tonesal, have you ever read one of their contracts? Not only do they still charge their fees upfront, they actually raised their initial fee from 500 to 900 right after the law passed.

      Since you are so active here on this site, and always have the wrong information, would you mind telling everyone exactly what you do for a living? 

  • 1. they charged me based on a percentage of my debt.. Why cant they adjust there fees to reflect the new amount of debt…they wont be handling the 25k i already have now been sued on.
    Any account removed lower’s fee’s… 
     
     #2. My payment schedule has me paying them 1050.00 a month for the next 7 months (this is just their compensation) my total payments are 1500.00. They will not lower my payment so i can make the payments on the judgments against me. Do i give up with LHDR?

    LHDR hold’s fee’s if you cant afford a settlement or you need to hold fee’s because of something thats went on in your life.

    Steve were do you get your info… I question every article you write about lhdr because i know first hand

  • 1. they charged me based on a percentage of my debt.. Why cant they adjust there fees to reflect the new amount of debt…they wont be handling the 25k i already have now been sued on.
    Any account removed lower’s fee’s… 
     
     #2. My payment schedule has me paying them 1050.00 a month for the next 7 months (this is just their compensation) my total payments are 1500.00. They will not lower my payment so i can make the payments on the judgments against me. Do i give up with LHDR?

    LHDR hold’s fee’s if you cant afford a settlement or you need to hold fee’s because of something thats went on in your life.

    Steve were do you get your info… I question every article you write about lhdr because i know first hand

    • Tonesal,

      You are incorrect.  Show me in the contract the clause that says they will lower the fees if you remove an account.  The clause is not in there and in practice I have seen them deny consumers a refund even when half of the debt was removed. 

      LHDR does not hold their fees.  Again please show me in their contract where it states that they will stop collecting fees for a period of time to allow you to save up enough money to settle an account.

  • Do you have an actual example with some facts of anything that I have said that is wrong?  Or are you just pissed that I helped to expose your scam?

  • lol Damon your a bum!!! get off your sofa and get a real job…. you get paid by telling people to cancel and request there money back because you would be able to help them more… yea right

  • I looked through the last two months of spam and deleted comments. Didn’t see one with your email on it. What comment are you claiming I deleted?

    If you didn’t like the bankruptcy attorney you spoke with do what I also recommend, use your local yellow pages and find a local attorney you like. There is no sense settling to use someone you don’t like.

    The only bankruptcy attorneys I specifically promote are listed on the bottom of the bankruptcy referral page. It does not sound like you contacted one of those.

  • Steve why did you delete my response you are horrible!!! I thought you dont delete messages lol…. let me express my opinons..you are a joke you say you dont offer services but whats funny i looked up your bk attorney you promote and they referredme to some attorney named mataxes witch i tried to look him up and could find any info hmmm pretty weird. Also the call center that i call has bad bbb reviews hmmm i havent heard you talk bad about them. Pretty crazy

  • Steve why did you delete my response you are horrible!!! I thought you dont delete messages lol…. let me express my opinons..you are a joke you say you dont offer services but whats funny i looked up your bk attorney you promote and they referredme to some attorney named mataxes witch i tried to look him up and could find any info hmmm pretty weird. Also the call center that i call has bad bbb reviews hmmm i havent heard you talk bad about them. Pretty crazy

    • I looked through the last two months of spam and deleted comments. Didn’t see one with your email on it. What comment are you claiming I deleted?

      If you didn’t like the bankruptcy attorney you spoke with do what I also recommend, use your local yellow pages and find a local attorney you like. There is no sense settling to use someone you don’t like.

      The only bankruptcy attorneys I specifically promote are listed on the bottom of the bankruptcy referral page. It does not sound like you contacted one of those.

  • I just want a refund from Legal Helpers Debt Resolution…I signed a contract with them on 7/2010.
    Quit the program on 8/2010 after paying them 3529.26, this dollar amount reflects just fees.
    On 12/20/2010 after many calls from them and there sales people we signed a new contract 🙁
    At this time time we had to pay them $2,874.79 service cost, $150.00 maintenance cost and a 166.66 attorney retainer fee…I thought this was legal… seems to be it was not legal after 10/2010. I did everything they said to do. They told me to Ignore the summons and the attorneys would take care of it. Bla the law firm that sued me said Macy, Aleman, Hyslip & Searns never contacted them..What did i pay them for? do they do anything for a client who has paid them 10K+..

  • I just want a refund from Legal Helpers Debt Resolution…I signed a contract with them on 7/2010.
    Quit the program on 8/2010 after paying them 3529.26, this dollar amount reflects just fees.
    On 12/20/2010 after many calls from them and there sales people we signed a new contract 🙁
    At this time time we had to pay them $2,874.79 service cost, $150.00 maintenance cost and a 166.66 attorney retainer fee…I thought this was legal… seems to be it was not legal after 10/2010. I did everything they said to do. They told me to Ignore the summons and the attorneys would take care of it. Bla the law firm that sued me said Macy, Aleman, Hyslip & Searns never contacted them..What did i pay them for? do they do anything for a client who has paid them 10K+..

    • Please tell me your full first and last name and ill look into it for you…. thats better then damon or steve can do for you

      • Oh, Tonesal is going to look into it.  What a relief.  Why don’t you work the magic you think you have as a sales affiliate and see if you can get Legal Helpers to pay for the judgment they got for their client.  That would impress me.

  • If it were me, I wouldn’t give them another dime. There are so many other much better options whether you should continue with settlement or not. Things are not going to get better by continuing to throw good money after bad at LHDR. Let me guess, they are not going to represent you on the 25,000 dollar lawsuit because you don’t have enough money to settle it because they took most of your money in fees. I could start a blog specifically focused on horror stories told to me from LHDR clients and I would literally never be able to keep up with the pace of the stories that come in on a daily basis. This company is the worst of the worst in my opinion.

    https://getoutofdebt.org/Damon-

  • If it were me, I wouldn’t give them another dime. There are so many other much better options whether you should continue with settlement or not. Things are not going to get better by continuing to throw good money after bad at LHDR. Let me guess, they are not going to represent you on the 25,000 dollar lawsuit because you don’t have enough money to settle it because they took most of your money in fees. I could start a blog specifically focused on horror stories told to me from LHDR clients and I would literally never be able to keep up with the pace of the stories that come in on a daily basis. This company is the worst of the worst in my opinion.

    https://getoutofdebt.org/Damon-Day

        • lol Damon your a bum!!! get off your sofa and get a real job…. you get paid by telling people to cancel and request there money back because you would be able to help them more… yea right 

          •  Do you have an actual example with some facts of anything that I have said that is wrong?  Or are you just pissed that I helped to expose your scam?

          • Please Damon tell me the scam… I would like to hear your conspiracy theories

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