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The Alleged LHDR Client Experience in Pictures

After listening to and reading about countless stories from unhappy former clients of Legal Helpers Debt Resolution, reviewing their contract myself, and observing the process they put their clients through, I have formed a personal opinion about the business model of Legal Helpers Debt Resolution and in past articles I have not been shy about my complaints.

Judging from the news of late, some regulators and Attorneys General seem to share my opinion of the Legal Helpers Business Plan as it pertains to Debt Settlement.

They say a picture is worth a 1,000 words, so rather than bore you with the details, let me tell you in 4,000 words, what I believe to be, a common client experience for those that hire Legal Helpers Debt Resolution.

Legal Helpers Debt Resolution Scam

Month 1 – Client is all Smiles and Feels a False Sense of Relief

Legal Helpers Debt Resolution Scam

Month 6 – Client Senses Trouble but Holds On, Not Aware of Better Alternatives

Legal Helpers Debt Resolution Review

Month 12 – Client Knows They are in Trouble But Doesn't Want to Lose 1,000's in Fees Already Paid

Legal Helpers

Month 18 – Client has Paid All Fees and is Now in a Very Compromising Position

If any former or current Legal Helpers clients would like to weigh in on whether or not this Visual Metaphor bares (no pun intended) a resemblance to their experiences, please feel free to comment.

Also please note that this is not an actual “secret business plan” that I obtained from Legal Helpers Debt Resolution. Consumers are free to call a Legal Helpers Debt Resolution Sales Affiliate (There are 100′s of them out there now hoping Legal Helpers can shelter them from the Advance Fee Ban) for a Debt Settlement Sales Pitch and judge the program for themselves.

During the phone sales pitch they will tell you someone will come over to your house to provide a financial consultation, go over your options and educate you on the Legal Helpers Debt Resolution process.

READ  Ryan Sasson, Legal Helpers Debt Resolution and Others Sued by Employees New York Class Action Suit

However, typically what they do is send over a local Paralegal or Notary who knows nothing about your circumstances or the Legal Helpers program, but is only told to have you watch a video and get the documents signed. You might ask yourself… why send someone over to sign the paperwork and not just fax the forms back?

Great question, please reference the 4,000 words above for the answer.

Caveat Emptor.

Damon is a talented independent debt coach that provides in-depth assistance and consultations for people struggling with debt. If you want a personal debt coach to help you through a difficult situation or want assistance to find secret discounts offered by debt settlement companies I think Damon Day is an excellent person to contact for advice and assistance. He can be reached directly at

If you have a debt related question you’d like to ask, just use the online form.

Source: The Alleged LHDR Client Experience in Pictures

About the author

Damon Day

Damon Day is a talented Debt Coach who offers fee based consultations to consumers as an alternative to the typical free debt relief consultations which are nothing more than thinly veiled sales pitches lacking any real information to help a consumer make a good decision. You can learn more about how he can protect you from getting ripped off at


  • Keefer,
    In my opinion you are pretty spot on for the most part, and I do believe the powers that be are putting things in place to take action, but that is not based on any first hand information but speculation only.

    In the meantime, I and everyone else who is a fair minded person should be bringing attention to this issue.

    I have personally spoken to consumers that called Legal Helpers for a bankruptcy consultation, were perfect candidates for a chapter 7, needed to file bankruptcy, and were talked out of it, and instead talked into their debt settlement program.

    Imagine that.  You call “the largest bankruptcy firm in the country” and they talk you out of bankruptcy, even when it is the best solution.  Why?

    Well, they only know, but I speculate it could be because, at least for the consumers that I spoke with, the fees for settlement were 2 to 3 times higher than their fees for Bankruptcy.

    Based on the ignorant responses and claims about bankruptcy made by the sales person “for the largest bankruptcy firm in the country” I conclude that not only does Legal Helpers have unqualified sales people providing financial advice, but I also conclude that the sale person earns a higher commission for the settlement program.

    You can read more about that issue in my article here

    Now to your larger point, it would just be a double bonus for them if after a year of collecting fees in their upfront fee debt settlement program, the client gets sued, or can’t continue to make payments, then the same sales person may earn another commission to convince that consumer that Bankruptcy is now the best option.  What a Racket huh?

    If it wasn’t so serious and hurting so many consumers, it would actually be stupidly funny that they think they are going to be able to get away with this for any extended length of time, especially with all of the regulator focused scrutiny out there for the industry right now.

    I certainly can’t save everyone, but I am doing my darnedest to at least get consumers to logically think about their business model before signing the contract.

    I just hope that one day soon, they get what they have been giving to their clients.

    Thanks for taking the time to help me bring awareness to this issue.

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