“Dear Steve,
I have a lot of credit card debt and no way to pay them. I also have no money for a lawyer. I have been unemployed for almost a year, and my payment is due on Friday. I have 300.00 to my name.
I am trying to do a bankrupcy on my own. (chapter 7) I found a website called ZMT processing co. that supplies all the forms I need. Is this co. for real, or just another scammer??
Benny”
Dear Benny,
I took a look at the website and it looks like it is a site that processes forms.
The payment URL is DMX300.com and both that domain and DebtorAid.com are owned by a UK company. I have some suspicions that this might be related somehow to a company in California, Miller Document Group since a number of their domains share the same server.
bridgeportdocuments.com
dmz300.com
documentaid.com
easybkservices.com
easydocumentservices.com
guaranteeddocumentsoftware.com
millerdocumentsgroup.com
onlinedocumentservices.com
usadocassociates.com
verant.us
zmdocumentservices.com
One of the domains on that server even claims to remove a bankruptcy from your credit report in months which sounds like illegal credit repair to me.
If you are looking for more of a do it yourself solution then you may want to consider the books published by Nolo Press, How to File for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
If you are looking for free or reduced cost bankruptcy help then try this link for bankruptcy pro bono resources.
Please post your responses and follow-up messages to me on this in the comments section below.
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I would suggest you contact the clerk of your bankruptcy court and ask them if they’ve had any issues. Local office supply stores often sell form kets for DIY filers. I have no knowledge about their work product.
steve,is it worth the money, and will all there forms hold up in a bankruptcy court. have you heard of any other persons using this company and if they were satisfied with there work cant afford any more mistakes
I can’t identify who is really behind the site and what is your definition of legit?
steve/my question ,is ZMT processing company a for real company, and are they legit to deal with since i have only very little money left to pay for anything . Which they say they will prepare the forms and do the means test which is required to take and pass for filing chapter 7/ thanks ,Benny
 steve/my question ,is ZMT processing company a for real company, and are they legit to deal with since i have only very little money left to pay for anything . Which they say they will prepare the forms and do the means test which is required to take and pass for filing chapter 7/ thanks ,Benny
I can’t identify who is really behind the site and what is your definition of legit?
steve,is it worth the money, and will all there forms hold up in a bankruptcy court. have you heard of any other persons using this company and if they were satisfied with there work cant afford any more mistakesÂ
I would suggest you contact the clerk of your bankruptcy court and ask them if they’ve had any issues. Local office supply stores often sell form kets for DIY filers. I have no knowledge about their work product.