My step-father recently died and my mother is living on disability and now only a small portion of his social security and retirement. He only has 41K left in retirement. The company he worked for went bankrupt. She has no other income. They have a house payment which she can still make. She can afford her utilities and groceries with around $200 dollars left each month if she has no unexpected expenses.
She cannot afford her two credit card payments. They are now in collection with companies that say they are attornies (and may be). Can they take her to court and force her to pay the debt? She has no other income then what I mentioned. Can they take her house or force her to sale it?
They have no equity in the house because it is not old enough, and they haven’t made enough payments for it to matter. I have been speaking with the two collection agencies and they are horrible people. My mother is afraid of them, and when she speak s to them she becomes extremely distraught. She is still grieving over the loss of her husband as his death was unexpected, and she has just realized the financial mess they were in. I don’t know how to handle these collectors. Any advice would be appreciated. Thank you
Can the credit collectors take my mother to court. Could they force her to sell her house?
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