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I Have an Account I Previously Paid the Collection Agency is Trying to Collect. – Jennifer

“Dear Steve,

I had some credit issues and I decided to go with myvesta.org to get things cleaned up. This was in early 2000. My account was taken care of in full.

I am getting a bill from a collection agency saying I owe money for a credit card that was in my credit counseling deal. I do not have my paperwork anymore because it has been so long. I don’t want to pay out $7,000 for something that should have been paid many years ago. What do I do?

Jennifer”

Dear Jennifer,

Well I’m glad Myvesta was able to assist you back in 2000.

You indicated that your account was taken care of in full so I’d go back to the original creditor that Myvesta made payments to for that account and ask them for a statement of your account. Alternatively, if you saved your monthly statements from that creditor you could use those as proof you paid it as well.

Unfortunately Myvesta closed in 2005 and those records are no longer available.

Please post your responses and follow-up messages to me on this in the comments section below.

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READ  Myvesta.org - Consumer Complaint - October 16, 2019



About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

2 Comments

  • if in fact this account is paid in full, you have a great FDCPA case and possibly a FCRA case as well. This type of abuse is rampant and any decent FDCPA lawyer should be able to help you on a contingency fee basis. The lack of documented proof of payment in full is a problem. Without it I seriously doubt anyone, including the original creditor, will listen to you or do anything to assist. A lawsuit filed by you is the best (only?) way to resolve the matter. Do not delay in taking steps to stop this wrongful collection.

  • if in fact this account is paid in full, you have a great FDCPA case and possibly a FCRA case as well. This type of abuse is rampant and any decent FDCPA lawyer should be able to help you on a contingency fee basis. The lack of documented proof of payment in full is a problem. Without it I seriously doubt anyone, including the original creditor, will listen to you or do anything to assist. A lawsuit filed by you is the best (only?) way to resolve the matter. Do not delay in taking steps to stop this wrongful collection.

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