A tipster (send in your tips here) sent in this job posting by a company, GFS World Law. It’s important for possible marketing representatives to ask questions before considering such postings.
I’m hoping members of the debt relief community can comment on the advertisement below. Is it fair and reasonable to potential applicants?
To begin with, GFS World Law claims to be located in Florida and California. They state their addresses are:
2954 Kirk Rd.
Lake Worth, FL 33461
—————————-
600 Palm Ave. Suite 221
Imperial Beach, CA 91932 – Source
But the State of Florida has no company registered to do business under the name GFS World Law. The company is in fact Golden Financial Services Debt Settlement Corp.
It does not appear this is actually a law firm but more of a lead generation or referral group. In fact they say:
“We refer people looking for loans, bankruptcy, mortgages and debt management plans to only licensed authorized agencies.” – Source
According to the BBB Golden Financial Services Debt Settlement Corporation is located in Florida, at the address listed above, and you can click here to check their current rating.
The address this company and the BBB lists in Florida is 2954 Kirk Rd and Realtor.com lists 2954 Kirk Rd as a 1303 square foot condo home with 2 bedrooms and 1.5 bathrooms. – Source
Golden Financial Services has a rather odd corporate history with some big gaps according to the State of Florida:
06/14/2011 — ANNUAL REPORT
10/04/2010 — REINSTATEMENT
02/05/2009 — Name Change
02/04/2009 — REINSTATEMENT
04/24/2006 — REINSTATEMENT
02/11/2004 — Domestic Profit
I had some concerns when reading the ad. Some issues jumped out that potential applicants should be aware of.
Please see my comments below in [ ].
100k +Debt/Tax Resolution and Credit Restoration Affiliate Programs (Upper East Side) craigslist new york | all jobs search
Join us NOW!
GFS World Law will be in New York training and meeting affiliate offices for the month of June and July.
Our services include the following:
Our Debt and Tax Settlement Affiliate Program will help clients that otherwise couldn’t be helped, you’ll open up a profitable new revenue stream, and it’s a simple process: You can sell the program yourself, or simply refer business over to us and let us do all the work for you.
The average CREDIT RESTORATION deal pays $300.00 per client. [Sounds a lot like services that can run into trouble with the Credit Repair Organizations Act if payment is collected in advice and the company is not registered in the state the client resides, as some states require for credit repair.]
DEBT SETTLEMENT and TAX RESOLUTION branch offices earn on average $800,000.00-1 million dollars per year (based on offices with 5 employees) and of course can potentially earn more. [Is this a reasonable claim? So how much does the average office make after expenses?]
Our credit restoration department will provide consumers the ability to have derogatory marks removed from their credit including collection marks, foreclosures, late payments and just about anything excluding government backed student loans. [Now if they are accurate but derogatory and the consumer pays someone to remove them. All sorts of problems result.]
Offer the help to your clients if you are in the real estate or mortgage industry to improve their credit in less than 6 months, helping them to get approved for the best rates and the loan they need. Your clients will love you more than ever, send you more referrals and while you earn more money.
Our tax department can stop liens, levies and garnishments, while at the same time saving clients 1000s of dollars on their tax liability. [Stop what percentage of liens? All liens?] The entire tax department is headed by an X IRS frontline attorney, making the program that much more powerful.
When it comes to our debt settlement program there are 4 words that come to mind “luxury debt settlement program”. The debt settlement program pays affiliates the most generous commissions in the industry and the retention is unheard of.
1. REDUCE CLIENT PAYMENTS (NEARLY 50%) [Runs afoul of FTC Telemarketing Sales Rules claims.]
2. NO LICENSE REQUIRED [Ahh, I’d check into that one in the state you offer services.]
3. START MAKING MONEY RIGHT AWAY
Most of the loan officers across the country are struggling, while our Loan officers and Debt/Tax Settlement Affiliates are making more money than before. [Anyone believe this statement?]
The key to succeed is to diversify your business and get additional revenue streams. Brokers must offer a wide range of programs to generate multiple profitable revenue streams. Our Debt and Tax Settlement Affiliate Program accomplishes this.
CUSTOM PROGRAMS: We offer Debt and Tax Settlement Programs from 6-60 months, allowing you to custom tailor a program to fit your client’s needs. [A 60 month debt settlement program can result in many lawsuits against the client.]
From helping to set up an office, to training your sales team, we partner you in every step you take. We go the extra mile to build and maintain a long-term relationship with our Debt and Tax Settlement Affiliates.
Why us?
- Better Business Bureau A PLUS RATING in ALL STATES THAT WE OPERATE IN. [BBB only has two reports. CA, FL. So are those the only two states they operate in?]
- We provide complete collection call harassment protection to our clients. [How?]
- We take all types of Unsecured Debts.
- We can remove judgments, foreclosures, Bankruptcy and any type of collections in less than 6 months off all of the credit bureaus. [Again, sounds like problematic credit repair.]
- You really don’t need to generate agreements or spend half an hour entering customer information into word files. Just enter client’s information into the CRM and click send. An agreement would be sent to the client. That’s it.
- Highest Commission to our Affiliates.
- 2 weeks on site training by a certified trainer, using best in the industry training material. Online training is available for experienced Affiliates.
8 - 1 Service delivery manager assigned to you for shift long support.
- Weekly Quality audits by our staff.
- Weekly Sales opportunity audits by our staff.
- Weekly Quality call calibration. [?]
- Weekly reviews to find areas of improvement.
- DNC scrubbing facility available.
- Our debt settlement program will provide creditor contact within 30 days of approval for ALL creditors. It will not matter if the account is in collection or if the consumer is still current; all creditors will be contacted in the first month. [Hopefully they are not sending cease & desist letters to creditors which can only jumpstart lawsuits.]
- Lawsuits and Judgments’ that occur for clients while on our debt settlement program will be dismissed through our attorney defense program for no extra cost and that is a HUGE PLUS! [They have no power to dismiss a lawsuit.]
- The debt settlement program provides the client with 1 legal assistant and attorney throughout the entire program allowing your client to get personalized attention until they graduate. [It better be an attorney in their state that handles the clients account.]
- 90 percent retention on all programs. [Over what period of time? For all programs? Pretty vague statement.]
- In business since 1993. [Actually Florida only has them registered since 2004 but then only on and off.]
- Listed with Forbes in 2008 as one of the fastest growing companies in the United States. [Could not verify that on the Forbes website.]
Affiliate Sellers
We: Provide the client contracts and the service.
You: Get appropriate signatures and documents (sale) and get paid.
*Daily, weekly and monthly payout available by check or wire
*Call centers welcome
Revenue Share Lead Generation/ Hot Transfers
Join Now!
We can’t wait to have you on our winning team!
Email us a brief description about yourself or company and a copy of your resume.
Hiring Organization: GFS World Law
Hiring Organization: GFS World Law
Compensation: 100K PLUS
Telecommuting is ok.
This is a part-time job.
This is a contract job.
OK for recruiters to contact this job poster.
Phone calls about this job are ok.
Please do not contact job poster about other services, products or commercial interests.
So what do you think? Is this a great opportunity or one to check out with care?
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So World Law ONLY gets paid at settlement? What are their fees?
Keith,
This is what I called you earlier for. I just needed to understand. I’m getting on the phones today!
Andres
Thanks for the update.
To the public and to Steve, my name
is Keith Whitehead and I am the owner of Got Debt Solutions. I refer my business to Golden Financial
Services because of the great job they do and as an affiliate partner they can
be trusted. I have always received my commissions owed and I have only received
the best of results for my clients. Â Â Â My
company is a referral servicing center. Â Â It can be hard to choose what debt settlement
company can help you because there are so many out there and that is why we
created Got Debt Solutions. We only work
with Better Business Bureau A rated companies to ensure that our clients will
not be entering into a debt settlement program that puts them in worse shape in
the end. Through my research there are
some nightmare companies out there, but I wanted to set the record straight
about Golden Financial Services. They
are loyal, trustworthy and most of all serve my clients with professionalism.
Success is 90 percent of the time the outcome.
Rather than trashing the reputation
of Steve, it’s quite obvious what his intentions are (advertise himself as he
puts down good and bad companies, so we will let the people make the decision
on their own.)
I am a partner with Golden Financial
Services and over the years they helped 100s of my clients, only getting me
referrals and testimonials. The attorneys that they retain have only provided
the best of service to my clients. The reason why you can earn so much money I
have noticed with Golden Financial is due to 90 percent of the clients actually
graduating. With the law requiring our commission to come only as the debts are
settled we have to wait a little longer, but the money is there. I have used 2
or 3 other companies in the last decade as my partner debt settlement provider
and the results included more than half of my clients dropping out, constant
creditor phone calls for the entire program and half the time I was chasing my
commissions in order to get paid. Steve, Cease and Desist letters are NOT being
sent out to the creditors for the record and YES if they were they would
trigger lawsuits. I actually learned that from a trainer at Golden Financial
and its pretty much common sense if you think about it. There actually are
strategies used that I have not heard of any other companies using to minimize
creditor phone calls, NOT STOP, but minimize creditor phone calls and these
strategies work!
I am not sure if it’s the top
customer service provided to the clients, that attorney/client personalized
relationship or just the overall savings that the clients receive, but I have
received many testimonials from these guys doing such a great job. My company
is doing better than ever right now and with the constant growth in revenue I
owe a lot of my success to Golden Financial Services. It’s a shame that Steve
is choosing to direct his anger towards hurting the good guys, but I guess it
is what it is. For the record Steve, the address you are referring to in Fl is
a corporate mailing address. Â Â There are
actually very small gaps in the history as I checked it out after seeing
Steve’s comments, I mean if you check out the corporate history of just about
any large corporation you will see these types of changes. Not sure where Steve
was going with this one. All of the Golden Financial Services customer and
affiliate agreements are reviewed by attorneys checking to ensure that
everything is compliant with the FTC ruling. The ad that Steve found was not
written by me, despite a lot of it sounding pretty much true. It is almost like
my ad was taken and modified with new sentences appearing to make this blog
more interesting.
On the Golden Financial Services
credit restoration program, there is NO fee until the derogatory and wrong
information has been removed off the credit bureau and at that point the fee is
earned. It is free for a consultation to see what can be removed and what
cannot be removed. The Fair Credit Reporting Act (FCRA) protects you against
credit abuse that might result from an unfair summary of your credit history.
The FCRA grants you certain rights as a credit consumer. These basic rights are
the key to eliminating negative marks in your credit report and to
reestablishing good credit. You can earn money on all of the Golden Financial
Services programs with volume because the results for clients will be achieved.
What are 300 clients times a small fee? The answer is a large profit and with
volume that is what you can earn.
Furthermore the BBB is how I
originally found these guys and the BBB judges companies based on their size
and complaint volume. If a company the size of Golden Financial Services has
less than 4 resolved complaints, doesn’t that tell you something Steve?
Thank you,
Keith Whitehead
Regional Manager
Director of Business Development
GOT DEBT SOLUTIONS
To the public and to Steve, my name
is Keith Whitehead and I am the owner of Got Debt Solutions. I refer my business to Golden Financial
Services because of the great job they do and as an affiliate partner they can
be trusted. I have always received my commissions owed and I have only received
the best of results for my clients. My
company is a referral servicing center. It can be hard to choose what debt settlement
company can help you because there are so many out there and that is why we
created Got Debt Solutions. We only work
with Better Business Bureau A rated companies to ensure that our clients will
not be entering into a debt settlement program that puts them in worse shape in
the end. Through my research there are
some nightmare companies out there, but I wanted to set the record straight
about Golden Financial Services. They
are loyal, trustworthy and most of all serve my clients with professionalism.
Success is 90 percent of the time the outcome.
Rather than trashing the reputation
of Steve, it’s quite obvious what his intentions are (advertise himself as he
puts down good and bad companies, so we will let the people make the decision
on their own.)
I am a partner with Golden Financial
Services and over the years they helped 100s of my clients, only getting me
referrals and testimonials. The attorneys that they retain have only provided
the best of service to my clients. The reason why you can earn so much money I
have noticed with Golden Financial is due to 90 percent of the clients actually
graduating. With the law requiring our commission to come only as the debts are
settled we have to wait a little longer, but the money is there. I have used 2
or 3 other companies in the last decade as my partner debt settlement provider
and the results included more than half of my clients dropping out, constant
creditor phone calls for the entire program and half the time I was chasing my
commissions in order to get paid. Steve, Cease and Desist letters are NOT being
sent out to the creditors for the record and YES if they were they would
trigger lawsuits. I actually learned that from a trainer at Golden Financial
and its pretty much common sense if you think about it. There actually are
strategies used that I have not heard of any other companies using to minimize
creditor phone calls, NOT STOP, but minimize creditor phone calls and these
strategies work!
I am not sure if it’s the top
customer service provided to the clients, that attorney/client personalized
relationship or just the overall savings that the clients receive, but I have
received many testimonials from these guys doing such a great job. My company
is doing better than ever right now and with the constant growth in revenue I
owe a lot of my success to Golden Financial Services. It’s a shame that Steve
is choosing to direct his anger towards hurting the good guys, but I guess it
is what it is. For the record Steve, the address you are referring to in Fl is
a corporate mailing address. There are
actually very small gaps in the history as I checked it out after seeing
Steve’s comments, I mean if you check out the corporate history of just about
any large corporation you will see these types of changes. Not sure where Steve
was going with this one. All of the Golden Financial Services customer and
affiliate agreements are reviewed by attorneys checking to ensure that
everything is compliant with the FTC ruling. The ad that Steve found was not
written by me, despite a lot of it sounding pretty much true. It is almost like
my ad was taken and modified with new sentences appearing to make this blog
more interesting.
On the Golden Financial Services
credit restoration program, there is NO fee until the derogatory and wrong
information has been removed off the credit bureau and at that point the fee is
earned. It is free for a consultation to see what can be removed and what
cannot be removed. The Fair Credit Reporting Act (FCRA) protects you against
credit abuse that might result from an unfair summary of your credit history.
The FCRA grants you certain rights as a credit consumer. These basic rights are
the key to eliminating negative marks in your credit report and to
reestablishing good credit. You can earn money on all of the Golden Financial
Services programs with volume because the results for clients will be achieved.
What are 300 clients times a small fee? The answer is a large profit and with
volume that is what you can earn.
Furthermore the BBB is how I
originally found these guys and the BBB judges companies based on their size
and complaint volume. If a company the size of Golden Financial Services has
less than 4 resolved complaints, doesn’t that tell you something Steve?
Thank you,
Keith Whitehead
Regional Manager
Director of Business Development
GOT DEBT SOLUTIONS
Thanks for the update.
Keith,
This is what I called you earlier for. I just needed to understand. I’m getting on the phones today!
Andres
So World Law ONLY gets paid at settlement? What are their fees?