A tipster (send in your tips here) sent in this job posting by a company, GFS World Law. It’s important for possible marketing representatives to ask questions before considering such postings.
I’m hoping members of the debt relief community can comment on the advertisement below. Is it fair and reasonable to potential applicants?
To begin with, GFS World Law claims to be located in Florida and California. They state their addresses are:
2954 Kirk Rd.
Lake Worth, FL 33461
600 Palm Ave. Suite 221
Imperial Beach, CA 91932 – Source
But the State of Florida has no company registered to do business under the name GFS World Law. The company is in fact Golden Financial Services Debt Settlement Corp.
It does not appear this is actually a law firm but more of a lead generation or referral group. In fact they say:
“We refer people looking for loans, bankruptcy, mortgages and debt management plans to only licensed authorized agencies.” – Source
According to the BBB Golden Financial Services Debt Settlement Corporation is located in Florida, at the address listed above, and you can click here to check their current rating.
The address this company and the BBB lists in Florida is 2954 Kirk Rd and Realtor.com lists 2954 Kirk Rd as a 1303 square foot condo home with 2 bedrooms and 1.5 bathrooms. – Source
Golden Financial Services has a rather odd corporate history with some big gaps according to the State of Florida:
I had some concerns when reading the ad. Some issues jumped out that potential applicants should be aware of.
Please see my comments below in [ ].
100k +Debt/Tax Resolution and Credit Restoration Affiliate Programs (Upper East Side) craigslist new york | all jobs search
Join us NOW!
GFS World Law will be in New York training and meeting affiliate offices for the month of June and July.
Our services include the following:
Our Debt and Tax Settlement Affiliate Program will help clients that otherwise couldn’t be helped, you’ll open up a profitable new revenue stream, and it’s a simple process: You can sell the program yourself, or simply refer business over to us and let us do all the work for you.
The average CREDIT RESTORATION deal pays $300.00 per client. [Sounds a lot like services that can run into trouble with the Credit Repair Organizations Act if payment is collected in advice and the company is not registered in the state the client resides, as some states require for credit repair.]
DEBT SETTLEMENT and TAX RESOLUTION branch offices earn on average $800,000.00-1 million dollars per year (based on offices with 5 employees) and of course can potentially earn more. [Is this a reasonable claim? So how much does the average office make after expenses?]
Our credit restoration department will provide consumers the ability to have derogatory marks removed from their credit including collection marks, foreclosures, late payments and just about anything excluding government backed student loans. [Now if they are accurate but derogatory and the consumer pays someone to remove them. All sorts of problems result.]
Offer the help to your clients if you are in the real estate or mortgage industry to improve their credit in less than 6 months, helping them to get approved for the best rates and the loan they need. Your clients will love you more than ever, send you more referrals and while you earn more money.
Our tax department can stop liens, levies and garnishments, while at the same time saving clients 1000s of dollars on their tax liability. [Stop what percentage of liens? All liens?] The entire tax department is headed by an X IRS frontline attorney, making the program that much more powerful.
When it comes to our debt settlement program there are 4 words that come to mind “luxury debt settlement program”. The debt settlement program pays affiliates the most generous commissions in the industry and the retention is unheard of.
1. REDUCE CLIENT PAYMENTS (NEARLY 50%) [Runs afoul of FTC Telemarketing Sales Rules claims.]
2. NO LICENSE REQUIRED [Ahh, I’d check into that one in the state you offer services.]
3. START MAKING MONEY RIGHT AWAY
Most of the loan officers across the country are struggling, while our Loan officers and Debt/Tax Settlement Affiliates are making more money than before. [Anyone believe this statement?]
The key to succeed is to diversify your business and get additional revenue streams. Brokers must offer a wide range of programs to generate multiple profitable revenue streams. Our Debt and Tax Settlement Affiliate Program accomplishes this.
CUSTOM PROGRAMS: We offer Debt and Tax Settlement Programs from 6-60 months, allowing you to custom tailor a program to fit your client’s needs. [A 60 month debt settlement program can result in many lawsuits against the client.]
From helping to set up an office, to training your sales team, we partner you in every step you take. We go the extra mile to build and maintain a long-term relationship with our Debt and Tax Settlement Affiliates.
- Better Business Bureau A PLUS RATING in ALL STATES THAT WE OPERATE IN. [BBB only has two reports. CA, FL. So are those the only two states they operate in?]
- We provide complete collection call harassment protection to our clients. [How?]
- We take all types of Unsecured Debts.
- We can remove judgments, foreclosures, Bankruptcy and any type of collections in less than 6 months off all of the credit bureaus. [Again, sounds like problematic credit repair.]
- You really don’t need to generate agreements or spend half an hour entering customer information into word files. Just enter client’s information into the CRM and click send. An agreement would be sent to the client. That’s it.
- Highest Commission to our Affiliates.
- 2 weeks on site training by a certified trainer, using best in the industry training material. Online training is available for experienced Affiliates.
- 1 Service delivery manager assigned to you for shift long support.
- Weekly Quality audits by our staff.
- Weekly Sales opportunity audits by our staff.
- Weekly Quality call calibration. [?]
- Weekly reviews to find areas of improvement.
- DNC scrubbing facility available.
- Our debt settlement program will provide creditor contact within 30 days of approval for ALL creditors. It will not matter if the account is in collection or if the consumer is still current; all creditors will be contacted in the first month. [Hopefully they are not sending cease & desist letters to creditors which can only jumpstart lawsuits.]
- Lawsuits and Judgments’ that occur for clients while on our debt settlement program will be dismissed through our attorney defense program for no extra cost and that is a HUGE PLUS! [They have no power to dismiss a lawsuit.]
- The debt settlement program provides the client with 1 legal assistant and attorney throughout the entire program allowing your client to get personalized attention until they graduate. [It better be an attorney in their state that handles the clients account.]
- 90 percent retention on all programs. [Over what period of time? For all programs? Pretty vague statement.]
- In business since 1993. [Actually Florida only has them registered since 2004 but then only on and off.]
- Listed with Forbes in 2008 as one of the fastest growing companies in the United States. [Could not verify that on the Forbes website.]
We: Provide the client contracts and the service.
You: Get appropriate signatures and documents (sale) and get paid.
*Daily, weekly and monthly payout available by check or wire
*Call centers welcome
Revenue Share Lead Generation/ Hot Transfers
We can’t wait to have you on our winning team!
Email us a brief description about yourself or company and a copy of your resume.
Hiring Organization: GFS World Law
Hiring Organization: GFS World Law
Compensation: 100K PLUS
Telecommuting is ok.
This is a part-time job.
This is a contract job.
OK for recruiters to contact this job poster.
Phone calls about this job are ok.
Please do not contact job poster about other services, products or commercial interests.
So what do you think? Is this a great opportunity or one to check out with care?
I can always use your help. If you have a tip or information you want to share, you can get it to me confidentially if you click here.