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I’m Returning to Australia From the UK to be a Reiki Healer and I Have a Lot of Debt. – Jill

“Dear Steve,

gday, i wanted a credit card so that i could holiday in the uk this was easily approved as i was working at the time i was then offered a personal loan for 14,900 which i also accepted i would only be charged intrest on any amount i transfered or used this was great as i only needed it as a back up in case of emergency long story short…

i had my holiday worked for a time then decided to follow a spiritual path and have been doing so for approx a year now back in uk i will be returning to oz in a month or so i have made no payments on the debts so i now owe about 30k au i have had no contact with the bank i will be working as a reiki healer on a barter gift or donation system i no longer will have need for a bank ie good credit score and wont be paying tax

what is my first step in my situation regards jill thanks for being here


Dear Jill,

So who is the loan company and what country are they located in. I need some clarity so I can answer.

Post your answer in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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