Ask The Get Out of Debt Experts Divorce

My Soon to Be Ex Neglected to Tell Me He Stopped Paying My Credit Cards. – Marcy

“Dear Steve,

I have 2 credit cards totaling about $13K. I have a judgement against for not paying them for a year. My husband had told me that he was paying the monthly payments as I was on unemployment. He stopped paying and forget to tell me that. I am looking to get these paid off and be rid of all credit cards!

What is the best way to approach Chase Visa and Discover to get my debt reduced as they have frozen my personal bank account for double the amount I owe? Also, how do I stop them from freezing any of my other accounts, such as joint accounts with my husband (soon to be ex)?


Dear Marcy,

If you can give me a little more information I think I can get you headed in the right direction here and get this behind you. Post the answers to the following questions in the comments.

Are you still unemployed?

Tell me what kind of other debt you have in your name alone and jointly with the soon to be ex.

Once you get divorced, what are your plans for where you will live?


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  Out of My Divorce I Was Left With a Lot of Business Debt. - Lucy

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Okay.  I will call them and see.  What can it hurt?  I’ll let you know how it goes.  Thank you very much for your help.

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