I have 2 credit cards totaling about $13K. I have a judgement against for not paying them for a year. My husband had told me that he was paying the monthly payments as I was on unemployment. He stopped paying and forget to tell me that. I am looking to get these paid off and be rid of all credit cards!
What is the best way to approach Chase Visa and Discover to get my debt reduced as they have frozen my personal bank account for double the amount I owe? Also, how do I stop them from freezing any of my other accounts, such as joint accounts with my husband (soon to be ex)?
If you can give me a little more information I think I can get you headed in the right direction here and get this behind you. Post the answers to the following questions in the comments.
Are you still unemployed?
Tell me what kind of other debt you have in your name alone and jointly with the soon to be ex.
Once you get divorced, what are your plans for where you will live?