What laws allow an authorized user account to be removed?
I know being that their not respondsible for the debts and haven’t signed a contract legally the account has to be removed. But what law(s) force them to remove it?
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I assume we are talking about a credit report issue here with an authorized user.
If you have removed the authorized user from the account, the creditor typically will update the credit report on the next cycle they dump data to the credit bureaus.
Typically this takes 30-60 days from the date you, as the account holder, first requests the authorized user to be removed. There is no need to “force” the creditor to remove it since they typically do this automatically when the authorized user is confirmed to have been removed by the authorized user/account holder.
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