I am recently divorced. also, disabled 100%. I receive ssd. I have some debts that were left to me that i found on my credit report. some utility , medical, that my ex was responsible for however got left to me. I am trying to get a loan to pay these off. I can afford a monthly payment but cannot come up with all at once. I do not have any loans outstanding except for ones I have co-signed for my children. If I could get enough money to get these things off of my credit report, my fico score would be much higher and that is my goal. to improve my credit worthiness.
Are there any companies out there that I could get to work with me to borrow a small loan to clean up my credit report that wouldn’t kill me in interest? I would need about 3500.00 dollars.
The honest answer is if you have a poor credit score there is no legitimate lender out there. There are lenders that claim they can help but they’ve all proven to be scams and ripped people off.
Your situation sounds like you just need to focus on dealing with the old debts and rebuilding your credit at the same time. If you follow this credit rebuilding process it will do the trick.
While you are rebuilding your credit just focus on identifying the old debts and pay them off as you can each month.
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