Have been dealing with Timeline Debt/R & N Consulting for about 3 years, making monthly payments to have them handle my credit card debt. Received a letter a few months ago that I only needed to make 2 more payments and everything would be taken care of. Mailed a payment a couple weeks ago, but stopped payment when I couldn’t contact them because of a letter of garnishment I received.
Is there anyway to contact anyone about the status? Should I file a complaint, and how do I know without contacting all my debtors if any payments have even been made?
This is the second question of the day about Timeline Debt Solutions and R&N Consulting. You can find additional details from my update over on this question.
In that answer this morning I did not include information about R&N Consulting Group. It appears from State of Florida records that on May 23, 2011, Rick Permanand, who is with Timeline Debt Solutions and was an officer of R&N Consulting, withdrew as a manager of the LLC. – Source
What is interesting is in that same document he says the paperwork should be returned to:
Timeline Debt / R&N Consulting
1990 Main Street
Sarasota, FL 34236
I believe that address is a mail drop.
So this only leaves Nicholas Salerno responsible for R&N Consulting. The company is still active.
It certainly appears that the two companies are going underground to try and avoid clients. You should immediately file a complaint with the Florida Attorney General in hopes you will be able to get answers to your questions.
Unfortunately, my prediction is this is probably not going to end well. I doubt you will get a refund or the information you want within a reasonable amount of time.
What address did you mail a payment to?
How many remaining creditors do you have?
Please post your responses and follow-up messages to me on this in the comments section below.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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