Here is this weeks roundup of great personal finance articles around the web I wanted to share with you.
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Getting Out of Debt
Does Credit Counseling Hurt Your Credit
There seems to be quite a bit of confusion in the marketplace about whether or not a Credit Counseling program will hurt your credit score. The reality is that it usually will although most people don’t seem to think so.
Getting out of debt can be tough, but these four principles can make the journey much more manageable.
When attempting to settle debts with creditors, it is possible to receive a lawsuit. The chances increase if you or your debt settlement company do things incorrectly. There are several things that you can do to minimize the chances that you will end up in court during the settlement process.
Ready to spill your Debt? Everyone else is doing it, come on over! 🙂
Let’s take a look at why it clearly appears that in general women do a better job of getting out of debt.
What’s Your Money Personality? Are you a balanced spender/investor or are you a Binge Spender? A Big Spender or a Micromanager? Take this fun quiz to find out which money personality best describes your style of money management.
I wouldn’t expect to get rich from answering text messages, but it might be a nice way to pick up some extra pocket cash. ChaCha will pay you between .10-.20 cents for each question you answer. They estimate that the average person can make between $3-$9 per hour depending on how fast you are. Definitely not a substitute for a real job, but it might be something fun to do while you watch TV.
Frugal Friday – How to Save Money Going Out
If you want to be able to go out and have fun, while still keeping your expenses to a minimum, here are some helpful suggestions for accomplishing that goal.
Learn the basics to balance a checkbook before it’s too late. If you don’t know how to balance a checkbook you will most likely end up in debt.
One day my wife came home and told me that she had been introduced to a juice called MonaVie at a charity group she’s involved with. I have nothing against juice in general, but my wife said that this juice was $45 for 25 ounces. I think anyone interested in personal finance would immediately think, “Why would I pay $45 for such a small bottle of juice?”
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