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Home > Ask The Get Out of Debt Experts > I’m Disabled, On SSI, and Capital One is Suing Me. – Patrisha

I’m Disabled, On SSI, and Capital One is Suing Me. – Patrisha

“Dear Steve,

Capital one is sueing me for a dept. They want $880 which is the intrest rate, i don’t owe that. My minnim was $500. I go to trial September 15th i was with capitalone for almost 2 years, i just didn’t have enought to pay them, when i signed up i put down i am disabled and recieve SSI I wrote there lawyers and ask for all trascations were i paid and were i paid over, i have not heared from them.

The lawyers send me some thing to sign i did not. Due to the fact it’s untrue what they had in a buch of papers. One women was very hateful, told me to get a job, i have bad anxietys, One man said if i pay $5.00 he would drop the high intrest rate, i send a money order and ’bout 2 weeks later it stated thank me for my payment, but the intrest rate still applied, i called and the women said it was not exceptable, so i stoped, thats why i am going to trial.

I have been saving as much as i can (resipts

Ps.. i don't have a fax, nor an attachment.

Patrisha"

The Answer

Dear Patrisha,

It sounds like you did have a Capital One card with a $500 credit limit and for whatever reason you have been unable to pay off the balance or make the monthly minimum payments on that card. Is that correct?

Additionally, you have no income or assets other than the SSI income you receive, correct?

Please post your answer in the comments section below.

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