Date This Problem Happened: September 7, 2011
State You Live in: Pennsylvania
Age Range: 51-65
Total Amount of Fee Paid:
Company Name: Consumer Benefits Division
Company Address: Sacramento,CA
Website of Company: www.cbdivision.com
I recently received a notice from a “non-profit debt relief agency” that listed a pre-qualification notice stating I could receive debt assistance up to $27,058.
I called and spoke to a representative who requested my social security number. I reluctantly gave it to him after a lengthy explanation of why he needed it to do a credit report on me.
He sent me the credit report which is correct and up to date furnished by Funding Suite, requested by a Rene Jacques, on 9-7-2011.
He said that I could have my credit card rates decreased and pay off my balances in 4 years. He requested my individual card acct numbers, which I did not give.
He was to return a call to me the next day, but didn’t. I have since emailed him at his address and written the Consumer Business Division at their email help line.
My greatest concern is that they have my social security number and I fear identity theft! What can I do to protect myself at this point?
Interesting to see Consumer Benefits Division is pulling a credit report through Funding Suite, (Cogent Road) a mortgage company assistance provider. I’m curious if the credit report inquiry will appear as a hard inquiry on your credit report.
If you have a copy of that notice you received, please email it to me at [email protected], I’d like to see it.
There have been a number of other complaints about this company, which you can see here.
I’m not all that worried about identity theft. I have not heard any such similar reports. However, I would suggest you monitor your consolidated credit report every six months for the next couple of years to look for any suspicious activity.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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