Date This Problem Happened: August 31, 2011
State You Live in: Pennsylvania
Age Range: 66+
Total Amount of Fee Paid: $790
Company Name: Innovative Wealth Builders
Company Address: Clearwater, Florida
Website of Company: iwb.com
Received a phone call to help to reduce interest on credit cards. I normally do not talk with such individuals, but the idea of cutting credit card interest sounded like a good way to go.
They would guarantee me at least a $1500 savings or there would be no charge. They had all the right answers to my questions.
There was a $395 fee up front (this should have been a red flag for me). After receiving the paperwork, which I was to carefully review, sign and return to them. The paperwork was to show the amt. of interest that I would save on each card.
If they could show a savings of $1500 or more they would than charge another $395. If not, I would get my original $395 back. It all happened so fast, I talked with 3 individuals that day.
First lady, didn’t write her name down; Edward Titus, floor suporvisor; Connie, an older sounding lady, that reviewed all the inf. that they had told me; Ashley, called me a day later, as part of the customer care department.
They were to post the first $395 to my account that day, the second $395 was not to be posted until the paperwork was completed and the reduced interest rates were settled. Both $395 charges appeared on my Discover account on Sept. 1, 2011. I have tried to reach them at all three Phone # 888-748-5760; 727-608-2700; 888-748-4760. The first two # do not exist, the third # (4760) is a realitor in Va.
I’ve written about Innovative Wealth Builders before. You can see those past articles, here.
I’d suggest you pursue getting your money back, you can follow this article. Be sure to contact Discover and dispute the charge.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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