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Home > Ask The Get Out of Debt Experts > I’m Desperate to Get Bank of America to Modify My Mortgage. – Mae

I’m Desperate to Get Bank of America to Modify My Mortgage. – Mae

“Dear Steve,

Out of work 20 months – have tried to work with BofA on a loan modification for 2 1/2 years. Submitted paperwork to them 9 times and can’t get a modification just the run around.

Doing a forensic and securities audit of my loan by an outside agency – can this really help with gaining leverage from my bank to renegotiate the loan? I gor an adjustable rate mortgage in July of 2005 with CountryWide. If it does help, do you know of a reputable company in California to do these audits for me? I was contacted the The National Help Center but then stumble upon your site where you advise consumers to run from this company.

Help, very desperate in San Jose, Ca.


Dear Mae,

I hate to start with a question but I’ve got to ask, how can you afford any modified mortgage if you are unemployed?

Post your answer in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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