Is Thomassen Law Group a Scam I Should Avoid? – Rachel

“Dear Steve,

I am looking for a way to consolidate my credit card debt so that I can make just one payment a month versus several and hopefully pay off my debt faster.

I have received a call back from the Thomassen Law Group. I’m not sure if this is a scam or not. I am not comfortable simply not making payments to my credit cards just to that I can go from good standing to bad just so they can negotiate on my behalf to reduce my debt by 50%

Has anyone had any experience with the Thomassen Law Group? Is this a scam?


Dear Rachel,

If you are able to make your current payments and they told you to stop paying your credit card debts, shame on them.

While being delinquent is generally the foundation for pursuing a settlement, it will also result in negative entries on your credit report for seven years and potentially being sued for non-payment. It just doesn’t sound like that’s what you are looking for.

From the information you’ve shared it sounds like you simply are looking for a straightforward debt consolidation at a lower rate and you are current on your debts. Take a look at for just such an unsecured loan. If you do decide to go that route, post your loan number in the comments below and I’ll help fund it.

The approach will result in you paying off your current balances in full and not result in any derogatory delinquent payment notification.

As far as saying Thomassen Law Group is a scam, what I can offer is that based on what you said you wanted to achieve, it does not sound like the solution presented meets your goals or expectations.

Thomassen Law Group
402 W Broadway
Suite 400
San Diego, CA 92101
Phone: 866.450.1440
Fax: 866.610.1554

Just as an interesting observation, I did notice that while Thomassen Law Group says they are involved in personal injury, family law, and mediation, when you look at the staff, it looks pretty debt settlement focused to me.

  • Marilyn Thomassen – Lawyer
  • Scott Waszak – “Scott Waszak has had a long and successful career working in the financial services industry, including debt settlement, IRS and State of California Tax negotiation and settlement, as well as pre-IPO investments. Mr. Waszak considers his greatest attribute pursuant to his profession to be a genuine concern and empathy for his clients. When not helping his clients with their debt issues, he enjoys relaxing with family, friends (including his two very best four legged friends, Paisley and Dino…) and, of course, driving very fast sleek Italian sports cars that end in the letter “I.”
  • David Burnell – “Mr. Burnell has been considerate and diligent in helping clients clearly and deliberately understand the process and benefits of the debt negotiation process offered to them by this law firm.”
  • Elizabeth Leonard – “three years with the Thomassen Law Group as an Executive Assistant to Mr. David Burnell and Mr. Scott Waszak.”
  • Melissa Stuart – “Mrs. Stuart has been with the firm for three years, learning the debt settlement industry and the way this firm practices debt settlement law as an Executive Assistant and then being promoted to an Analyst about two years ago.”
  • Patricia “Tricia” Livingston – “For the last three years, she has been with this law office as the Executive Assistant to Mr. Scott Waszak and to Mr. David Burnell.” – Source

Even their own promotional videos are targeted towards debt relief services.

Source video

Video source

Video Source

They also say they are part of the Consumer Debt Legal Network.

Video Source

Please post your responses and follow-up messages to me on this in the comments section below.


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Damon Day - Pro Debt Coach

Steve Rhode
See also  Thomassen and Kucera Law - Consumer Complaint - 8-20-2021

30 thoughts on “Is Thomassen Law Group a Scam I Should Avoid? – Rachel”

  1. Thomassen Law Group scammed my mom out of $21,413.88 They will not answer the phone or return a phone call. She is an elderly woman who is also handicap. They have not paid off one of her bills. I have turned them into every resource I could.

  2. Steve, thank you for the work you do.  What a resource you have here!

    With this one, it might be a good idea to back up a bit and find out who Thomassen Law Group is.  (Like you did with Paul Paquin and Golden Financial.)  

    I went to to access Cal Secretary of State Debra Bowen’s website and searched for a legal entity registered as “Thomassen Law Group”, “Law Offices of Marilyn Thomassen & Associates”, and four or five other “Thomassen-related” names these people use.  Nothing shows up!  

    In which state are they registered to do business because I can’t find anything under any of the various names they use?  Why aren’t they registered as Consumer Credit Counselors in my state as required by law?  Where do they hold municipal business licenses?  And, in what name do they hold these licenses?  I did a search on the address they use on their website, “402 W. Broadway, Suite 400, San Diego, CA 92101”.  I expected a PO drop.  But, it shows up as an address for Legion Counsel, LLP.  Called Legion at 619-595-4860 and reached an unconvincing woman who said Thomassen Law Group shared a suite with the other businesses at suite 400!  Maybe someone out there can do a drive-by (looking only, please) and see what’s up.Another call to one of their toll free numbers was answered by an cagey, evasive fellow who said his office was one of many with Thomassen Law Group.  He said that he was at 2670 South White Rd., Suite 120, San Jose, CA 95148.  Thomassen Law Group doesn’t have a San Jose Business License.  However, it does have one registered to “Francisco Thomassen & Associates,” owned by Francisco Emilio, Esq., which lists Suite 119. I reached a fellow who identified himself as Frank Kucera.  He claimed to be an attorney who worked with Thomassen’s clients and/or Thomassen Law Group.  I believe Ol’ Kucera was involved with Emilio Francisco awhile back….Kucera’s law license is under suspension as is Emilio Francisco’s.  Kucera’s CA Bar info shows him in Suite 120…this is dizzying!!!!I wouldn’t give these people a penny of my money.  Steve, my interest in Marilyn Thomassen is the illegal telemarketing that seems to repeatedly lead to those purporting to be with the Thomassen Law Group.  I’ve received many, many unsolicited prerecorded calls that lead back to debt relief/credit card debt counseling entities claiming to be associated with Thomassen, et. al.  Anybody ever speak to Marilyn Thomassen or see her in person?  

    •  Wow 1911 man someone has a lot of spare time on their hands. Lets set a few things straight. Thomassen Law Group took over the client base of E.Francisco and has been servicing their clients for some time now. There was of course a transition period and now Thomassen Law Group is exactly that the law offices of Marilyn Thomassen. Some key employees from E.Francisco were kept on board and remain but the transistion is complete and Thomassen is now the firm handling all accounts. As far as illegal telemarketing…there is none. All calls are in accordance with the TSR. Thomassen only calls out on inquiries submitted through either the internet or inbound calls from radio,TV, and direct response campaigns. We keep all ip addresses of all opt in submissions. Now of course sometimes people like to think they are funny by submitting false information and that does happen. If a prospective client asks us not to call we immediately disposition it as DO NOT CALL. As far as credit counseling licensing? We are a law firm NOT CCCS. We handle not only zero upfront zero monthly debt negotiation but Bankruptcy as well. We are fully in compliance with all State and Federal requriements.

      • Wow, another person claiming that Thomassen Law Group exists!!!  You didn’t “set straight” anything, especially the matter of the true identity of “Thomassen Law Group”.  You said, “Thomassen Law Group is exactly that the law offices of Marilyn Thomassen.”  Who are you trying to fool, TLG?  You have not revealed the true legal identity of the entity you pretend to represent as “Thomassen Law Group”.  You can dress the name up by putting “The Law Offices of” in front of “Thomassen Law Group” but neither name is the name of any Corporation or LLC registered on the California Secretary of State’s website.  The last scammer who telemarketed me claimed to be with “Law Offices of Marilyn Thomassen & Associates”with a website of  I have personally received a number of illegal unsolicited Press 1 prerecorded telemarketing done under several derivatives of names related to “Thomassen Law Group”.   Emails that I received refer me to  That website is registered anonymously…there is no registrant information.  In my experience, legitimate companies do not hide behind anonymity.  TLG, tell us, WHO OWNS THOMASSEN LAW GROUP,  and WHAT IS THE TRUE LEGAL NAME OF THE OWNER OF  

        “Now of course sometimes people like to think they are funny by submitting false information and that does happen.”Who do you think you are kidding with that last comment, TLG?  A robo dialer is calling people right out of the blue!!!


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