I’m Unemployed and Running Out of Money to Pay My Bills

“Dear Steve,

I am unemployed and have about $13,000 in credit card and owe about $7,500 on my auto. If I don’t get a job soon I will be unable to pay monthly bills. I don’t know what to do. I know debt solution or bankruptcy would affect my getting hired.

Any suggestions?


Dear Sharon,

I think you should evaluate all of your possible options and then come back and post a comment about which option makes the most sense to you and let’s talk about it.

Use the How to Get Out of Debt Calculator to see how the options stack up.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

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