I foreclosed on my Condo. Paid $255k, and it auctioned off for 87k. Sad. I then lost my job which paid 68k per year. I’ve used up all my savings, all my 401k monies, have 3 months left on unemployment before I will have NO income to speak of except Food Stamps @ $200 per month. I currently have a fulltime job in exchange for housing taking care of this guys mansion. I can’t even pay the utilities I use. Sad, but he is great and isn’t complaining yet. I have 3 people threatening me, all in which have been sent to creditor’s who are badgering me for payment that I can’t give. $600 for At&t, $35 for COX, and the HOA from the Condo committee has a judgement to garnish my wages if and when I DO obtain employment.
I would like to file for bankruptcy without spending any money doing it. I am 53 years old, always and forever had over an 800 credit rating until my Mortgage meltdown occurred. I am capable of filing and filling out bankruptcy paperwork myself. Where can I go to get the paperwork I need that will stand up in an Arizona Court?
Though I strongly urge you to use an attorney.
My name is Lewis Roberts and I’m an attorney licensed in Florida and Georgia. My practice focus is consumer bankruptcy, real estate issues/closings, and mortgages. I also have Florida real estate broker and mortgage broker licenses. I am a proud member of the National Association of Consumer Bankruptcy Attorneys (NACBA), National Association of Consumer Attorneys (NACA), and a graduate of Max Gardner’s Bankruptcy Boot Camp. I enjoy helping people with decisions that impact their financial well-being.
Legal Disclaimer: This is for educational purposes only. It is not to be relied upon as legal advice. It also does not create an attorney-client relationship. No such relationship is formed with attorney without a written agreement.
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