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My 90 Year Old Mother Has a Lot of Credit Card Debt. – Albert

“Dear Steve,

My mother is 90 and near death. She has about $50,000 in unsecured credit card debt that is many months behind. None have sued.

When she dies can the credit card companies expect payment from her estate, or can they be dismissed?


Dear Albert,

The creditors may seek payment from her estate unless she discharged her debt before her passing.

I’m so sorry to hear about your mother being near death.

For a specific answer to your situation, please consult with a local probate or bankruptcy attorney. If you contact a bankruptcy attorney they will probably give you a free consultation.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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