Latest Posts
Home > Ask The Get Out of Debt Experts > An Old Discover Credit Card Account is Going to Garnish My Wages. – Steve

An Old Discover Credit Card Account is Going to Garnish My Wages. – Steve

“Dear Steve,

I have an outstanding debt of 3500.00 to discovery card. they won a judgment against me in 2003 but i was living out of state and was never served. now they are going to garnish my wages. i just found out about this today and there is no way i can afford this. please help.
thank you.


Dear Steve,

You have three logical choices. The first would be to attempt and negotiate a repayment plan you can afford.

First, you can consult with a local attorney to make sure the creditor had the right to sue you and win a garnishment after so long.

Second, you can attempt to negotiate a mutually acceptable repayment plan with the creditor to avoid the garnishment.

Third, you can click here to find a local bankruptcy attorney and talk to them about discharging the old debt with bankruptcy and effectively kill the garnishment.

Please post your responses and follow-up messages to me on this in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.