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I Am a Single Mother Living in India and Want to Move to Dubai. – Anna

“Dear Steve,

I am a single, living wt my mum in India.My bf and I split up in dec last yr after finishing all my money. I have been tryin to find work for the last couple of months ( almost 10 months) however wasnt successful. Recently I found myself a job as a teacher in dubai and I want to take it up however I have a loan wt citibank and 2credit cards wt them and 2 other cards with ICICI and SBI all summing up to a debt of abt 2 lakh rupees. Recently my mum lent me 5 lakhs to preclose 2 other loans I had with Barclays and HSBC bank and now when I get this job I intend to pay her back her 5 lakhs and then pay the banks bt I cant tell her I have these other loans pending as it would upset her since she doesnt have the money to help me pay for them right now and she would feel helpless. I took these loans for a friend who cheated me and I have been paying for them for a couple of years. I have not paid my citibank loan of 75k rupees and my citibank credit c ards of 40K rupees and my SBI is abt 75k including all the interest and late payment fees. I am leaving for dubai on the 8th and I am afraid that I may get stopped at the airport and not allowed to go to dubai or maybe i would get caught in Dubai..its not like I dont want to pay the banks bt not jst now and right now they r unable to contact me however if I speak to them and tell them i will pay them later they wont understand and will start forcing me to pay atleast a small amt right nw and to be honest I dont have money to buy myself anything. I need your guidance and advice. Thankin u in anticipation!!


Dear Anna,

Were these loans taken out in India or were you previously in Dubai and the loans were taken out there?

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

1 Comment

  • Hi Steve,
    Thanks for the response and sorry for the delay in reply however I have been busy.
    The loans were taken in India not Dubai.

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