1996 study in South Bank University ,London and have one credit card from one of UK bank.
1998 back to Malaysia after graduate and further study in Malaysia.
2000 moved to Brunei until now and working with Brunei’s government.
When I study in UK I have one credit card. I pay some and when I graduate I can’t pay the card because I went back to Malaysia. Now I married and work with government. The problem now, my work place want to send me to UK for training. I just worried my name become black listed in UK. I never receive any statement from the bank. So how can I check my name either in blacklist or not.
You would not be ‘blacklisted’ in the UK, but your credit in the UK may show the default for the credit card. None of which will prevent you from entering and staying in the UK.
You can obtain a copy of your credit report in the UK from either Experian, Equifax or Call Credit to see if the account is still showing, but chances are it has dropped off your credit, and possibly if the creditor made no attempt to contact you, the debt may be statute barred or no longer owed.
How much was the balance on the card? Who was the card with, what bank?
If it was a small amount, it may have been written off and you may wish to leave sleeping dogs lie.
Let me know.
Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.
If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.