“Dear Steve,
I own a Honda Fit with around $58,000 miles on it and I have the title. I also just finished a Chapter 7 bankruptcy and so my credit is shot. I wanted to borrow against my title about $7,000 and make payments over 3 to 4 years in order to get back on my feet. Do you recommend any car title loans or other ways I can do this? It looks like all the car title people are risky.
Dennis”
Dear Dennis,
I don’t recommend any title loan lenders. If you need to get your credit back in shape by following this guide.
Once you improve it a bit you may be eligible for an unsecured loan through LendingClub.com or Prosper.com.
Please post your responses and follow-up messages to me on this in the comments section below.
Big Hug! 
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .
