I Need to Rebuild My Credit After Bankruptcy.

“Dear Steve,

I own a Honda Fit with around $58,000 miles on it and I have the title. I also just finished a Chapter 7 bankruptcy and so my credit is shot. I wanted to borrow against my title about $7,000 and make payments over 3 to 4 years in order to get back on my feet. Do you recommend any car title loans or other ways I can do this? It looks like all the car title people are risky.

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Dennis”

Dear Dennis,

I don’t recommend any title loan lenders. If you need to get your credit back in shape by following this guide.

Once you improve it a bit you may be eligible for an unsecured loan through LendingClub.com or Prosper.com.

Please post your responses and follow-up messages to me on this in the comments section below.

 Sincerly,
 Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.