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Home > Ask The Get Out of Debt Experts > I Cosigned for My Son’s Student Loans and I Can’t Afford Them. – Christy

I Cosigned for My Son’s Student Loans and I Can’t Afford Them. – Christy

“Dear Steve,

My son has his BA and we have paid off all the student loans for that degree. He went to graduate school for Architecture. He needed money so he took out student loans. The building industry “tanked” and he is working independently but is making next to nothing. The bank is taking his house and he is working hard to keep his truck and utilities on the house while he is still living in it.

I have co-signed on most of the loans and now I am trying to make payments but I don’t have the money to keep this.

Do you have help or suggestion? Please!

Would my son qualify for any help with this problem?


Dear Christy,

Are these private student loans or government backed student loans? I need more information.

Please post your responses and follow-up messages to me on this in the comments section below.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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