“Dear Steve,
I am trying to get a bill paid to capital one and they have engaged Frederick J. Hanna. to collection. I am retired and don’t have a lot of money I have been paying the bill but this month I had to have a plumber out that took the payment. I have written them and called and left messages and have not got an answer from them to date. need answer or work something out . On top of this Bank Of America wants their money I will pay them six payments in the settlement. But I don’t know what their indentations are as far as making a stettlement with Capital One on my account.
What is vFrederick J. Hanna going to do. I need to know. I don’t my bank account frozen because Ihave to pay my water and electric bills.
Cynthia”
Dear Cynthia,
Can you please give me some additional information? I’d like to know what other debts you might have and if you feel this is a debt you did incur.
Please post your responses and follow-up messages to me on this in the comments section below.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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First, do not talk to them! Write them a letter and ask them to validate the date. Many of their accounts don’t have the proof required by the courts in order to make a case. If they don’t have validation, they’ll leave you alone. If they provide you with proof, then write them back, tell them that you are retired and to stop harassing you. They won’t sue you if you’re on SS because they can’t get anything out of you and they can’t garnish that. Don’t pay them a penny!
Good luck to you Cynthia.
Dear Steve:Â Â
I did incur this debt and it is old and I going to have to move eventally because of theencroachment by Robins AFB gA the government is buying the land. I havefcalled and l
messages and wrote and tried to work a settlement. Capital One told to goLEGCORE 2-GA
to work settlement and was referred back to frederick J. Hanna case number100017611140612
they are managing the account. Capital ONe account end ing 8182.
Steve if you need anything else please let me know. thanks I just want to get this paid or considered paid. cynthiaÂ
another Capital one that will be paid in June. Furniture account at Farmer’s Furniture
and one at Credit First.