I have a lot of credit card debt as well as a number of deliquent hospital bills and other bills I do not make much. I also do not own anything. I am a full time student as well as working full time but I can not pay all these bills. I am getting numerous creditors calling.
I do not know how I go about finding all of my creditors that are wanting money. I also do not know how to figure out what chapter I would file. I would like to file chapt 7 but as stated before I do not own anything. except for my wardrobe. I will soon not be working due to school so then I do not know what I will do. I will barley be getting by on my financial aid! (I have 2 years left in school and will not be working the last couple of years as I will be to busy to do both) So I really need to be able to qualify for financial aid yet. What do you suggest??
I know this is easy to say but don’t panic. You can click here to find a local bankruptcy attorney and they will give you a free consultation and answer all your questions.
Creditors don’t want any of your used stuff so don’t worry about losing a thing.
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