Date This Problem Happened: January 2, 2011
State You Live in: California
Race/Ethnicity: Black of African American
Age Range: 21-35
Total Amount of Fee Paid:
Company Name: Phillps Law Center, State Law Group, Farmers Law Group
Coasta Mesa, CA 92626
Company Telephone Number: 888-581-0353
Website of Company: phillipslawcenterplc.com
I recently responded to an ad on craigslist about a sales job in the newport beach area in OC ca.
I was literally hired on the spot. NO BACKGROUND CHECK, DRUG TEST OR AS LITTLE AS AN APPLICATION.
Lucky for me seeing as to that I am a convicted felon and currently on parole, I obviously jumped on the job when I was told that the average employee makes between 5 and 10 grand a month.
Within an hour of working there I began to get suspicious. We were basically taught how to scam the potential client into making them believe we worked for the lender. The script (witch i have a copy of, as well as recorded conversations with the management:) would have us lie to the unsuspecting client and tell them we were putting there information through an “automated system” the same one there lender used (LIES!) the system doesn’t exist, nor does any formal relationship with the lender.
We were then instructed to “schedule an appointment&q uot; with an ‘official’ underwriter”. The “underwriter” is just one of 2 creepy asian guys who sit in the back and schmooze the client into feeling a sense of urgency in retaining Phillips Law Center, or Farmers Group for anywhere between $2995-$9995 with promises of lowering there mortgage payments, stopping the foreclosure process, getting an adjustable rate fixed, and basically anything else that the borrower portrayed an interest in somewhere along the whole SCAM process.
Now if thats not bad enough but the company “CLIENT SERVICE” as they answer as, is also using the information they receive during the application process and selling it or using it themselves for other business interests. IE: Using your credit card debt for a debt settlement company. !!!CHERRY ON THE TOP IS THAT IT TURNS OUT THE BUSINESS IS ACTUALLY OWNED BY A CONVICTED RAPIST!!! Just remember borrowers: Nobody except your lender can promise you an adjusted interest ra te or any modifications on your loan EXCEPT YOUR LENDER. Beware of these scam artists who hide behind new government programs to make a pitch that sounds too good too pass. AS MY MOTHER ONCE SAID “IF IT SOUNDS TOO GOOD TOO BE TRUE…IT IS!”
Consumer Action Taken:
The Myvesta Foundation sent a letter to the company at the address given or found and asked them to publicly respond to this complaint.
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