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I Have Salie Mae Loans That I Need to Stop From Defaulting. – Kristen

Written by Consumer

I have about 48,000 dollars in student loans from Sallie Mae. I tried a bit ago to lower my payments or get some sort of relief from them–to no avail. Of course I began missing payments, so it’s been a year and now they are attempting to default and garnish my wages (I just got the call about an hour ago). I know that this will ultimately lower my payments (albeit against my will) but I hate that this has to happen to my credit. They were no help at all to me. My father passed away about 7 years ago, a year after I started college. My mother broke her foot a few years back and cannot work. I only have my sister and my grandmother and neither of them are in a position to help me financially. Essentially, I am on my own with this and I feel gipped. I have literally 5 classes left before I graduate college, after spending 8 years trying to get my Bachelor’s, working full time all the way through, this is what I get for it. I was also t rying to get a nursing certification once my last semester was up, but now I am not even sure I can get any more financial aid because of this default.

Will I still be able to stop the default in any way? If they default me, am I still able to get federal loans from anyone?

I’m currently backed-up on answering questions so I’m posting some of the questions here for you to help answer.

This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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