Latest Posts
Home > Ask The Get Out of Debt Experts > Pilot With American Express Debt Needs Help and Debt Advice. – Tony

Pilot With American Express Debt Needs Help and Debt Advice. – Tony

Around February 2011, I started flight school, which to my surprise was much more expensive than I had ever imagined. Anyway, I needed to buy headsets, and a large number of other pilot supplies, which in total came out to around $3,000 and I put them all on my American Express card, I did have the money to pay them off, but I took a risk, seeing as how I only had $3,500 in the bank. One week later, my cousin passed away and my Aunt and Uncle needed help to pay for the funeral, so I offered whatever money I had to them. When bill time came around, I did not have the money to pay American Express, I did not have a job at the time because I was a full time student, it’s 4 months later and I have completed school and I’m only recently starting to look for work.

American Express has charged over $500 in late charges and is now threatening to contact a local attorney and sue me, if I do not pay. They call at least 15 times a day using at least 8 different numbers, I’ve tried working out a repayment plan, but they want at least $1,000 a week and I am unemployed there is no way I can make that payment. Is there anything I can do to get them to be more lenient, or to stop them from suing me? The total I owe now is $3,738, I’m only 19 years old with almost no assets and a small banking account, I’m just barely getting by with some temp work and would really like to avoid bankruptcy, but I know I dug a pretty deep hole here.

This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Consumer

This is information that was submitted by a third party and not generated by or Steve Rhode.
  • Michael

    Hi tony,

    Can you afford $100.00 a mo toward the AMEX debt?
    Who is currently contacting you on behalf of AMEX in order to collect on the debt?

    You can establish a payment plan even though some numb-nut is demanding 1k from you. You also may have to let this debt simmer for a bit until you get work and have a predictable income. Bankruptcy over 3700.000 should be out of the question for you right now.

    Please answer the above questions in the comment section and you will get some tips and feedback.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.