Hi, My Husband and I are in our late 40’s. We have 2 kids in college, and we are in a LOT of debt, mostly credit cards. Never have missed any payments. Try to pay more than minimum (because we live on the credit cards alot). My husband has been laid off temporaily off and on this past year. Not sure how long his papermill job will last. I work in an office, no raise in 2 years. We have a house payment and 1 car payment. Things are getting scary.
I called a debt consolidation company (Legal Helpers Debt Resolution Center). And I am tempted to jump into consolidating my debt. I am scared and I don’t know if I can trust this company or any of them? Do you ever recommend debt consolidation companies?
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